4919 Cottage Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4919 Cottage Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,694 sqft · built 1990
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$262,000 (Oct 2003)
Tax Bill$4,871 (2025)
Flood ZoneZone X (minimal risk)
APN282-0340-044-0000

Property Details

APN / Parcel Number

Primary APN282-0340-044-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,694 sqft Living Area
1st Floor Area1,546 sqft
2nd Floor Area648 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4919 COTTAGE WAY
CityCARMICHAEL
StateCA
Zip95608-5410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionW 75 FT OF E 991.12 FT OF S 213.5 FT TRACT 44 GREENWOOD
Legal SubdivisionGREENWOOD
Legal Tract44
Legal Lot Number44
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2012
Census Tract5801

Owner

4919 Cottage Way is owned and occupied by two individuals who bought it in October 2003.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4919 COTTAGE WAY, CARMICHAEL, CA 95608-5410
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2003 · Amount on File
Deed SaleOct 3, 2003 · Amount on File
Prior SaleSep 30, 2002 · Amount on File
Deed Book / Page20031003 / 2639
Prior Transfer DateJul 27, 2001
Prior Transfer Doc2002003798
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4919 Cottage Way was $4,871 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$419,433 (+2%) Land $108,755 Building $310,678
2025$4,871.00 (+1.02%) Homeowner's exemption$411,210 Land $106,623 Building $304,587
2024$4,822.00 (+2.62%)
2023$4,699.00 (+0.58%) Homeowner's exemption$395,244 Land $102,484 Building $292,760
2022$4,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4919 Cottage Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims3 (1986–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4919 Cottage Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Cottage Way

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