4919 Berkeley Forest Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4919 Berkeley Forest Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,698 sqft · built 2003
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on Record
Last Sale	$558,000 (Aug 2023)
Tax Bill	$4,926 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2S-28-0344-00G00-0070`

Property Details

APN / Parcel Number

Primary APN	`26-2S-28-0344-00G00-0070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,698 sqft Heated Area
1st Floor Area	3,118 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	1,250 ft deep x 870 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	262S28034400G000070
Street Address	4919 BERKELEY FOREST BLVD
City	GULF BREEZE
State	FL
Zip	32563-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BERKELEY FOREST LOT 7 BLK G AS DES IN OR 4420 PG 1219
Legal Subdivision	BERKELEY FOREST
Legal Block	G
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2037
Census Tract	10823

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4919 BERKELEY FOREST BLVD, GULF BREEZE, FL 32563-8948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	202334548
Deed Book / Page	4420 / 1219
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2023
Property Address	4919 BERKELEY FOREST BLVD, GULF BREEZE, FL 32563-8948
Document Number	0044201219
Book / Page	4420 / 1219
Map Reference	MB H PG 18
Instrument Date	Jul 31, 2023
Instrument	202334548
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,906.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 N CLARK ST STE 1250, 1250, CHICAGO, IL 60601-4294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 BERKELEY FOREST BLVD, GULF BREEZE, FL 32563-8948

Mortgage

Document Number	0044201222
Date	Aug 1, 2023
Instrument	4420/1222

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Margin	3
Max Rate	12.2%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 24, 2021
Property Address	4919 BERKELEY FOREST BLVD, GULF BREEZE, FL 32563-8948
Document Number	0041670922
Book / Page	4167 / 922
Map Reference	MB H PG 18
Instrument Date	Aug 12, 2021
Instrument	202156716
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 BURGESS DR, 735, GOODLETTSVILLE, TN 37072-1472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 PACELS WAY, CHESAPEAKE, VA 23322-6871

Mortgage

Document Number	4167929
Date	Aug 24, 2021
Instrument	4167/929

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,926.00 (+3.86%)	$385,330 (+1.93%) Land $75,000 Building $310,330	$385,330 (+1.93%) Land $75,000 Building $310,330
2023	$4,743.00 (+1.91%) Homeowner's exemption	$378,026 (+2.49%) Land $70,000 Building $308,026	$378,026 (+2.49%) Land $70,000 Building $308,026
2022	$4,654.00 Homeowner's exemption	$368,829	$368,829 Land $65,000 Building $303,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 260 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	260 in force
Nearby Flood Claims	20 (1995–2023)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Ripple Broadband Fixed Wireless	350 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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