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49171 Co Rd 642, Jay, OK 74346 Property Records

Delaware County property record for 49171 Co Rd 642, Jay, OK 74346

Property Summary

Property TypeRural Home
Details2 ba · 1,350 sqft · built 2020
Lot Size6.5 acres (283,140 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Oct 2026)
Tax Bill$1,721 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21N24E-15-1-00000-000-0000

Property Details

APN / Parcel Number

Primary APN21N24E-15-1-00000-000-0000
Alternative APNs
  • 0088580
  • 88580

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,350 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialMetal
Lot Area283,140 sqft (6.5 acres)

Exterior Amenities

PorchSlab
Porch Area300 sqft
Shed1 Shed
Shed Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number88580
Street Address49171 COUNTY ROAD 642
CityJAY
StateOK
Zip74346-6569
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description15-21-24 PT NE SW NE DESCRIBED AS: COMM AT N4 COR OF SEC; E 657.75'; S 987.04'; S 542.94'; S 440.57'; E 318.67' TO POB; E 338
Legal Range24E
Legal Township21N
Legal Section15
JurisdictionDELAWARE OK
Township / Civil DivisionCOLCORD
Census Block Group4
Census Block4027
Census Tract976200

Owner

Source: Delaware County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address49171 COUNTY ROAD 642, JAY, OK 74346-6569
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Warranty Deed, Transfer · Conventional Mortgage
GRAND SAVINGS BANK
Sep 5, 2025Warranty Deed, Transfer · VA Mortgage
ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2026 · Amount on Record
Deed SaleOct 6, 2026 · Amount on Record
Prior SaleSep 5, 2025 · Amount on Record
Deed Document Number20269173
Deed Book / Page2681 / 527
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OK
Recording DateOct 6, 2026
Property Address49171 COUNTY ROAD 642, JAY, OK 74346-6569
Document Number0000009173
Book / Page2681 / 527
Instrument DateOct 5, 2026
Instrument20269173
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyGRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49171 COUNTY ROAD 642, JAY, OK 74346-6569

Mortgage

Document Number0000009174,
DateOct 6, 2026
Instrument20269174
Lender
NameGRAND SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OK
Recording DateSep 5, 2025
Property Address49171 COUNTY ROAD 642, JAY, OK 74346-6569
Document Number002610/616
Book / Page2610 / 616
Instrument DateSep 4, 2025
InstrumentI-2025-007622
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyGRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$448.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address49171 COUNTY ROAD 642, JAY, OK 74346-6569

Mortgage

Document NumberI2025007623
DateSep 5, 2025
InstrumentI-2025-007623
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,386 (+78.18%) Land $2,200 Building $32,186$299,000 (+24.89%) Land $19,130 Building $279,870
2025$1,721.00 (+1.12%)$19,299 (+12.22%) Land $807 Building $18,492$239,408 (+8.99%) Land $19,130 Building $220,278
2024$1,702.00 (+15.16%)$17,198 (+3.01%) Land $784 Building $16,414$219,668 (+11.48%) Land $12,630 Building $207,038
2023$1,478.00$16,696 Land $742 Building $15,954$197,046 Land $7,380 Building $189,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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