4917 Catalpa Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4917 Catalpa Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$339,500 (Mar 2021)
Tax Bill	$8,825 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-31-5261-0001-1130`

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5261-0001-1130`
Alternative APN	`263117526100011130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,863 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,863 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	1,633 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4917 CATALPA DR
City	SAINT CLOUD
State	FL
Zip	34772-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 113
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES PH 1
Legal Phase	1
Legal Tract	5261
Legal Block	1130
Legal Lot Number	113
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1066
Census Tract	43301

Owner

Source: Osceola County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4917 CATALPA DR, SAINT CLOUD, FL 34772-7503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 1, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 14, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	202129737
Deed Book / Page	5901 / 587
Last Transfer Date	May 27, 2026
Transfer Doc	0000069488
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 27, 2026
Property Address	4917 CATALPA DR, SAINT CLOUD, FL 34772-7503
Document Number	0000069488
Book / Page	6977 / 2488
Instrument Date	May 27, 2026
Instrument	202669488
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4917 CATALPA DR, SAINT CLOUD, FL 34772-7503

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 1, 2021
Property Address	4917 CATALPA DR, SAINT CLOUD, FL 34772-7503
Document Number	0059010587
Book / Page	5901 / 587
Map Reference	MB 24 PG 172-178
Instrument Date	Feb 19, 2021
Instrument	2021029737
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,376.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13929 NATURES RESERVE DR, 13929, LITHIA, FL 33547-4360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 CATALPA DR, SAINT CLOUD, FL 34772-7503

Mortgage

Document Number	0005901590
Date	Mar 1, 2021
Instrument	5901/590

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 14, 2017
Property Address	4917 CATALPA DR, SAINT CLOUD, FL 34772-7503
Document Number	0052070954
Book / Page	005207 / 000954
Instrument Date	Aug 29, 2017
Instrument	129897
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	CLEAR TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4917 CATALPA DR ST CLOUD FL 347727503, ST CLOUD, FL 34772-7503

Mortgage

Document Number	52070956
Date	Sep 14, 2017
Book Page	005207/000956
Instrument	129898

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,825.00 (+22.74%)	$405,400 (+1.3%) Land $85,000 Building $320,400	$405,400 (+1.3%) Land $85,000 Building $320,400
2023	$7,190.00 (+11.94%)	$400,200 (+24.79%) Land $75,000 Building $325,200	$400,200 (+24.79%) Land $75,000 Building $325,200
2022	$6,423.00	$320,700 Land $65,000 Building $255,700	$320,700 Land $65,000 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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