4917 89th Ln E, Palmetto, FL 34221 Property Records

Manatee County property record for 4917 89th Ln E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,921 sqft · built 2012
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Dec 2017)
Tax Bill	$4,631 (2024)
Deeds & Mortgages	May 2025 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6473-0190-9`

Property Details

APN / Parcel Number

Primary APN	`6473-0190-9`
Alternative APNs	`331821647301909` `0647301909`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,921 sqft Living Area
Gross Area	3,857 sqft
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Pool Area	406 sqft
Porch	Screened Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0647301909
Street Address	4917 89TH LN E
City	PALMETTO
State	FL
Zip	34221-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU
Legal Description	LOT 81 WOODS OF MOCCASIN WALLOW PHASE I PI#6473.0190/9
Legal Range	18E
Legal Township	33S
Legal Section	21
Legal Subdivision	WOODS OF MOCCASIN WALLOW PHASE I
Legal Tract	00647301
Legal Lot Number	81
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1005
Census Tract	1915

Owner

4917 89th Ln E is owned and occupied by two individuals who bought it in December 2017.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4917 89TH LN E, PALMETTO, FL 34221-8840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 5, 2017	Warranty Deed, Transfer · Conventional with PMI OPEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Prior Sale	May 14, 2012 · Amount on File
Deed Document Number	2017114990
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4917 89TH LN E, PALMETTO, FL 34221-8840
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 89TH LN E, PALMETTO, FL 34221-8840

Mortgage

Document Number	0041060039
Date	May 13, 2025
Instrument	202541060039

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2045

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4917 89TH LN E, PALMETTO, FL 34221-8840
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 89TH LN E, PALMETTO, FL 34221-8840

Mortgage

Document Number	0041027970
Date	Mar 1, 2022
Instrument	202241027970

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 5, 2017
Property Address	4917 89TH LN E, PALMETTO, FL 34221-8840
Document Number	0027040001
Book / Page	002704 / 000001
Instrument Date	Dec 4, 2017
Instrument	41114990
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2223 PREMIER DR S GULFPORT FL 337073903, GULFPORT, FL 33707-3903

Mortgage

Document Number	27040002
Date	Dec 5, 2017
Book Page	002704/000002
Instrument	41114991

Lender

Name	OPEN MTG
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,025 (+2.7%)	$506,701 (-1.24%) Land $38,250 Building $468,451
2025		$376,850	$513,051 Land $38,250 Building $474,801
2024	$4,631.00 (+1.18%)
2023	$4,577.00 (+2.62%) Homeowner's exemption	$355,562 (+3%)	$526,112 (+6.05%) Land $38,250 Building $487,862
2022	$4,460.00 Homeowner's exemption	$345,206	$496,085 Land $37,500 Building $458,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4917 89th Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4917 89th Ln E is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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