4916 Ritchie Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 4916 Ritchie Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1993
Lot Size	1.73 acres (75,707 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2025)
Tax Bill	$1,969 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3626-24-9959`

Property Details

APN / Parcel Number

Primary APN	`3626-24-9959`
Alternative APNs	`362600249959` `264009` `311270` `57625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	75,707 sqft (1.73 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	311270
Street Address	4916 RITCHIE RD
City	LINCOLNTON
State	NC
Zip	28092-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	LOT 8 ROLLING ACRES I
Legal Subdivision	ROLLING ACRES
Legal Lot Number	8
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3015
Census Tract	70800

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4916 RITCHIE RD, LINCOLNTON, NC 28092-9583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA FARM CREDIT ACA
Sep 15, 2017	Grant Deed, Transfer · Conventional with PMI FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	2025696637
Deed Book / Page	3422 / 712
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Jul 7, 2026
Property Address	4916 RITCHIE RD, LINCOLNTON, NC 28092-9583
Document Number	0000711945
Book / Page	3518 / 71
Instrument Date	Jul 2, 2026
Instrument	2026711945
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 RITCHIE RD, LINCOLNTON, NC 28092-9583

Mortgage

Document Number	0000711945,
Date	Jul 7, 2026
Book Page	3518/71
Instrument	2026711945

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4916 RITCHIE RD, LINCOLNTON, NC 28092-9583
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3083947
Date	Sep 14, 2021
Book Page	3083/947
Instrument	638666

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 15, 2017
Property Address	4916 RITCHIE RD, LINCOLNTON, NC 28092-9583
Document Number	2693347
Book / Page	002693 / 000347
Instrument Date	Sep 15, 2017
Instrument	568133
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 RITCHIE RD LINCOLNTON NC 280929583, LINCOLNTON, NC 28092-9583

Mortgage

Document Number	2693349
Date	Sep 15, 2017
Book Page	002693/000349
Instrument	568134

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,969.00 (+0.77%)	$300,395 (-) Land $33,649 Building $266,746	$300,395 (-) Land $33,649 Building $266,746
2025	$1,954.00 (+3.44%)	$300,395 (-) Land $33,649 Building $266,746	$300,395 (-) Land $33,649 Building $266,746
2023	$1,889.00	$300,395 Land $33,649 Building $266,746	$300,395 Land $33,649 Building $266,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ritchie Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures