Osceola County property record for 4916 Blanche Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,130 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2025) |
| Tax Bill | $9,888.00 (2025) |
| Primary APN | 202631344300010570 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,130 sqft Heated Area |
| Gross Area | 3,073 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished Garage |
| Pool Area | 63 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,032 sqft Deck |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4916 BLANCHE CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8965 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 57 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES |
| Legal Phase | 1 |
| Legal Tract | 3443 |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631344300010570
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE INC |
| Jan 29, 2020 | Deed of Trust, Mortgage CROSSCOUNTRY MTG |
| Oct 31, 2019 | Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK |
| Jul 29, 2019 | Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Feb 03, 2020 · Amount on Record |
| Deed Doc Number | 2025151129 |
| Deed Book / Page | 6891 / 2516 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Document Number | 0068912516 |
| Book / Page | 6891 / 2516 |
| Map Reference | MB 27 PG 18-23 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025151129 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9712 PETITION WAY, ORLANDO, FL 32832-6705 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Document Number | 0068912518 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 6891/2518 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | SOFR Average 30-Day |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057322159 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 5732/2159 |
| Instrument | 2020072401 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CROFTON, MD 21114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Name | Verified Name |
|---|---|
| Address | 4916 BLANCHE CT ST CLOUD FL 347728965, ST CLOUD, FL 34772-8965 |
| Document Number | 56680422 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 005668/000422 |
| Instrument | 16576 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 02, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.76% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Document Number | 0056152434 |
| Book / Page | 005615 / 002434 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 141534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Document Number | 56152434 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 005615/002434 |
| Instrument | 141534 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | 500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 29, 2019 |
| Property Address | 4916 BLANCHE CT, SAINT CLOUD, FL 34772-8965 |
| Document Number | 0055631764 |
| Book / Page | 005563 / 001764 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 97006 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,402.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,888.00 (+2.71%) | $456,500 (+2.15%) Land $100,000 Building $356,500 | $456,500 (+2.15%) Land $100,000 Building $356,500 |
| 2023 | $9,627.00 (+40.19%) | $446,900 (+33.09%) Land $95,000 Building $351,900 | $446,900 (+18.01%) Land $95,000 Building $351,900 |
| 2022 | $6,867.00 Homeowner's exemption | $335,790 | $378,700 Land $80,000 Building $298,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 641 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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