Macomb County property record for 49159 Monte Rd, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,948 sqft · built 1999 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Dec 2024) |
| Tax Bill | $6,303 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-29-457-009 |
| Primary APN | 15-09-29-457-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,894 sqft |
| Basement Area | 1,894 sqft |
| Unfinished Basement | 1,894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 130 ft deep x 84 ft wide |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49159 MONTE RD |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-4867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | SUGARBUSH FARMS SUB LOT 10 |
| Legal Subdivision | SUGARBUSH FARMS SUB |
| Legal Lot Number | 10 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 268200 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WARREN MUNICIPAL FEDERAL CREDIT UNION |
| Sep 30, 2019 | Quit Claim Deed, Transfer · Conventional with PMI SIMPLE HM LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on Record |
| Deed Sale | Dec 4, 2024 · Amount on Record |
| Prior Sale | Apr 1, 2015 · Amount on Record |
| Deed Document Number | 202499446 |
| Deed Book / Page | 29876 / 317 |
| Prior Transfer Date | Sep 24, 2019 |
| Prior Transfer Doc | 0000109790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Document Number | 2400008998 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 29464/17 |
| Instrument | 202400008998 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | 2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 31, 2044 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000147908 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 25115/760 |
| Instrument | 7147908 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Document Number | 2102155968 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 27553/534 |
| Instrument | 202102155968 |
| Name | WARREN MUNICIPAL FEDERAL CREDIT UNION |
|---|---|
| Address | WARREN, MI 48093 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 30, 2019 |
| Property Address | 49159 MONTE RD, CHESTERFIELD, MI 48047-4867 |
| Document Number | 0000109790 |
| Book / Page | 026230 / 000232 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 109790 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | STERLING TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49159 MONTE RD CHESTERFIELD MI 480474867, CHESTERFIELD, MI 48047-4867 |
| Document Number | 109791 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 026230/000234 |
| Instrument | 109791 |
| Name | SIMPLE HM LNDG LLC |
|---|---|
| Address | SHELBY TOWNSHIP, MI 48315 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,100 (+7.18%) | $394,200 (+7.18%) | |
| 2025 | $6,303.00 (+63.76%) Homeowner's exemption | $183,900 (+10.85%) | $367,800 (+10.85%) |
| 2023 | $165,900 | $331,800 | |
| 2022 | $3,849.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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