Ross County property record for 4915 Three Locks Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1973 |
| Lot Size | 0.914 acres (39,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,725 (Dec 2020) |
| Tax Bill | $1,326 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-15-10-050.000 |
| Primary APN | 12-15-10-050.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,416 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 39,801 sqft (0.914 acres) |
| Lot Dimensions | 398 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Stoop |
| Patio Area | 250 sqft |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 151005 |
|---|---|
| Street Address | 4915 THREE LOCKS RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-8354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4915 THREE LOCKS RD RES 15-10-50 |
| Legal Subdivision | THREE LOCKS SUB |
| Legal Lot Number | 10 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 956700 |
Source: Ross County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4915 THREE LOCKS RD, CHILLICOTHE, OH 45601-8354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit THE VINTON COUNTY NATIONAL BANK |
| Dec 28, 2020 | Survivorship Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2013 · Amount on Record |
| Deed Document Number | 202010096 |
| Deed Book / Page | 546 / 4568 |
| Prior Transfer Date | Feb 28, 2013 |
| Prior Transfer Doc | 0004372613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 4915 THREE LOCKS RD, CHILLICOTHE, OH 45601-8354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005071942 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 0507/1942 |
| Instrument | 201700004495 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHILLICOTHE, OH 45601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2032 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Dec 28, 2020 |
| Property Address | 4915 THREE LOCKS RD, CHILLICOTHE, OH 45601-8354 |
| Document Number | 0005464568 |
| Book / Page | 546 / 4568 |
| Map Reference | VOL 4 PG 98&98A-98C |
| Instrument Date | Dec 22, 2020 |
| Instrument | 202000010096 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4915 THREE LOCKS RD, CHILLICOTHE, OH 45601-8354 |
| Document Number | 202000010097 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 202000010097 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Franklin Township |
| Unified School District | Southeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 (-0.9%) | $41,200 (+10.4%) Land $4,830 Building $36,370 | $117,690 (+10.39%) Land $13,790 Building $103,900 |
| 2024 | $1,338.00 (-1.83%) Homeowner's exemption | $37,320 (-) Land $4,830 Building $32,490 | $106,610 (-) Land $13,790 Building $92,820 |
| 2023 | $1,363.00 (-0.22%) Homeowner's exemption | $37,320 (-) Land $4,830 Building $32,490 | |
| 2022 | $1,366.00 Homeowner's exemption | $37,320 Land $4,830 Building $32,490 | $106,610 Land $13,790 Building $92,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 26 (1990–2008) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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