4915 Stonecrest Ter, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4915 Stonecrest Ter, Saint Joseph, MO 64506

Property Summary

Property TypeSingle Family Home
Details1,904 sqft · built 1974
Lot Size0.27 acres (11,761 sqft)
OwnerTrust Name on File
Tax Bill$2,856 (2025)
Deeds & MortgagesMar 2024 Sale
Oct 2023 Foreclosure
+ 4 more
APN06-1.0-12-002-001-002.000

Property Details

APN / Parcel Number

Primary APN06-1.0-12-002-001-002.000

Interior

Building Area1,904 sqft Base Area
1st Floor Area1,904 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions140 ft deep x 85 ft wide

Location & Zoning

Street Address4915 STONECREST TER
CitySAINT JOSEPH
StateMO
Zip64506-3360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:STONECREST EAST 2ND PLAT LOT:58 BLK:LGL DESC:
Legal SubdivisionSTONECREST EAST 2ND PLAT
Legal Lot Number58
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1005
Census Tract701

Owner

4915 Stonecrest Ter is held in a trust since March 2024.

Source: Buchanan County records, as of July 20, 2026

Owner of RecordTrust Name on File
Mailing Address700 OBSERVATION DR, SAINT JOSEPH, MO 64503-3521
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Special Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA
Oct 16, 2023Warranty Deed, Foreclosure
SERVICELINK
Sep 25, 2023Trustee's Deed, Foreclosure
Sep 18, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Jul 7, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 9, 2020Warranty Deed, Transfer
PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TITLE OF ST JOSEPH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2024
Deed SaleMar 7, 2024
Prior SaleOct 16, 2023
Deed Document Number20241601
Deed Book / Page3795 / 234
Record UpdatedSep 20, 2026

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBUCHANAN MO
Recording DateMar 7, 2024
Property Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360
Document Number003795/234
Book / Page3795 / 234
Instrument DateMar 5, 2024
Instrument2024001601
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 OBSERVATION DR, SAINT JOSEPH, MO 64503-3521

October 2023: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateOct 16, 2023
Property Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360
Document Number003791/658
Book / Page3791 / 658
Instrument DateOct 11, 2023
Instrument2023008218
Transaction TypeForeclosure
Record UpdatedOct 31, 2023
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3401 W END AVE # AVE760W, AVE760W, NASHVILLE, TN 37203-1042

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

September 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBUCHANAN MO
Recording DateSep 25, 2023
Property Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360
Document Number003790/995
Book / Page3790 / 995
Instrument DateSep 25, 2023
Instrument2023007545
Transaction TypeForeclosure
Record UpdatedOct 9, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360

Transferred To (Grantee/Buyer)

NameVerified Name

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyDRI TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 SUN VALLEY RD 5, 5, SAINT JOSEPH, MO 64507-2374

Mortgage

Document Number3753/435
DateSep 18, 2020
Book Page3753/435
Instrument2020008615
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3750/452
DateJul 7, 2020
Book Page3750/452
Instrument2020005610
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 9, 2020
Property Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360
Document Number003752/951
Book / Page3752 / 951
Instrument DateSep 2, 2020
Instrument2020008132
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyPREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TITLE OF ST JOSEPH

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4915 STONECREST TER, SAINT JOSEPH, MO 64506-3360

Tax Assessment & Valuation

The 2025 property tax bill for 4915 Stonecrest Ter was $2,856, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,856.00 (+0.04%)$39,630 Land $9,500 Building $30,130$208,560 Land $50,000 Building $158,560
2024$2,855.00 (+43.83%)
2023$1,985.00 (-0.65%)$30,250 (-) Land $4,850 Building $25,400$159,190 Land $25,500 Building $133,690
2022$1,998.00$30,250 Land $4,850 Building $25,400
2021$159,190 Land $25,500 Building $133,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4915 Stonecrest Ter; there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims11 (1979–2022)
Claims Outside the SFHA3 of 11
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4915 Stonecrest Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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