4915 Steele Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4915 Steele Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,546 sqft · built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Apr 2025)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-0640-015-0000`

Property Details

APN / Parcel Number

Primary APN	`246-0640-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,546 sqft Living Area
1st Floor Area	1,826 sqft
2nd Floor Area	720 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Pool Area	17,372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4915 STEELE WAY
City	FAIR OAKS
State	CA
Zip	95628-5338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-2 (PD)
Legal Description	BRITTANY HILLS, LOT 15
Legal Subdivision	BRITTANY HILLS
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	8006

Owner

4915 Steele Way is owned and occupied by two individuals who bought it in April 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4915 STEELE WAY, FAIR OAKS, CA 95628-5338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Apr 26, 2011 · Amount on File
Deed Book / Page	20250424 / 725
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	2002001333
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4915 STEELE WAY, FAIR OAKS, CA 95628-5338
Document Number	2012010880
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4915 STEELE WAY FAIR OAKS CA 956285338, FAIR OAKS, CA 95628-5338

Mortgage

Document Number	2012010880
Date	Dec 1, 2020
Instrument	2012010880

Lender

Name	RATE PLUS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4915 Steele Way was $6,008, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,900 (+62.29%) Land $255,000 Building $555,900
2025	$6,008.00 (+0.81%)	$499,647 Land $179,358 Building $320,289
2024	$5,960.00 (+3.13%)
2023	$5,779.00 (+0.4%) Homeowner's exemption	$480,247 Land $172,395 Building $307,852
2022	$5,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4915 Steele Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4915 Steele Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net.

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