4915 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 4915 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 3,202 sqft · built 2007
Lot Size	7.2 acres (313,632 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Apr 2015)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-20-401-006.002-001`

Property Details

APN / Parcel Number

Primary APN	`01-09-20-401-006.002-001`
Alternative APNs	`00806000000454` `00129307371`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,202 sqft Living Area
1st Floor Area	3,202 sqft
Basement Area	1,519 sqft
Unfinished Basement	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Brick
Roof Material	Asphalt
Lot Area	313,632 sqft (7.2 acres)
Garage Type	Attached
Garage Area	1,188 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00129307371
Street Address	4915 E 400 S
City	BERNE
State	IN
Zip	46711-9344
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FENNIG SUBD LOT 2 (3.6A) & FENNIG SUBD LOT 1 (3.6A) SEC 20 (7.2A)
Legal Subdivision	FENNING SUBDIVISION
Legal Lot Number	2,1
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2030
Census Tract	30500

Owner

4915 E 400 S, a rural home, is owned and occupied by an individual who bought it in April 2015.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4915 E 400 S, BERNE, IN 46711-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT MID AMERICA
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT MID AMERICA
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT MID AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2015 · Amount on File
Deed Sale	Apr 3, 2015 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Document Number	20158867179
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4915 E 400 S, BERNE, IN 46711-9344
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005798
Date	Nov 15, 2021
Instrument	2021005798

Lender

Name	FARM CREDIT MID AMERICA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4915 E 400 S, BERNE, IN 46711-9344
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005800
Date	Nov 15, 2021
Instrument	2021005800

Lender

Name	FARM CREDIT MID AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Dec 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4915 E 400 S, BERNE, IN 46711-9344
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005801
Date	Nov 15, 2021
Instrument	2021005801

Lender

Name	FARM CREDIT MID AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Dec 1, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4915 E 400 S, BERNE, IN 46711-9344
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005799
Date	Nov 15, 2021
Instrument	2021005799

Lender

Name	FARM CREDIT MID AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4915 E 400 S was $4,908 with a homeowner's exemption, up 15.8% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,908.00 (+15.81%) Homeowner's exemption	$599,400 Land $44,500 Building $554,900	$599,400 Land $44,500 Building $554,900
2024	$4,238.00 (+7.59%)
2023	$3,939.00 (+12.83%)	$521,700 (+8.19%) Land $43,700 Building $478,000	$521,700 (+8.19%) Land $43,700 Building $478,000
2022	$3,491.00	$482,200 Land $42,300 Building $439,900	$482,200 Land $42,300 Building $439,900
2020	$3,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4915 E 400 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4915 E 400 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: Wabash Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E 400 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures