Baldwin County property record for 4915 Cypress Loop, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,186 sqft · built 2017 |
| Lot Size | 0.2 acres (8,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (May 2020) |
| Tax Bill | $1,776 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 66-01-01-1-001-001.063 |
| Primary APN | 66-01-01-1-001-001.063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,186 sqft Heated Area |
| 1st Floor Area | 2,186 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,575 sqft (0.2 acres) |
| Lot Dimensions | 148 ft deep x 57.9 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 542328 |
|---|---|
| Street Address | 4915 CYPRESS LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 CYPRESS VILLAGE SUB FILING NUMBER THREE SLIDE 2489-A & B |
| Legal Subdivision | CYPRESS VILLAGE SUB |
| Legal Lot Number | 81 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11417 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Feb 14, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRYANT BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA |
| Dec 19, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Jun 27, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BRYANT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Prior Sale | Dec 19, 2017 · Amount on Record |
| Deed Document Number | 20201830303 |
| Last Transfer Date | Feb 6, 2024 |
| Transfer Doc | 0002107052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Document Number | 0002227717 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2227717 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 14, 2024 |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Document Number | 0002107052 |
| Map Reference | SL 2489A&2489B |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2107052 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Document Number | 0002107053 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2107053 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001717676 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 1717676 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | WHITESVILLE, WV 25209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001971323 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 1971323 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 21, 2020 |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Document Number | 0001830303 |
| Map Reference | SL 2489A&2489B |
| Instrument Date | May 15, 2020 |
| Instrument | 1830303 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 276, GULF SHORES, AL 36547-0276 |
| Name | Verified Name |
|---|---|
| Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Document Number | 0001830304 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 1830304 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 19, 2017 |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Document Number | 0001671267 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 1671267 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 276 GULF SHORES AL 365470276, GULF SHORES, AL 36547-0276 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 27, 2017 |
| Property Address | 4915 CYPRESS LOOP, ORANGE BEACH, AL 36561-9008 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 1640477 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774 |
| Investor | Possibly a Property Investor |
| Document Number | 0001640477 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 1640477 |
| Name | BRYANT BK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,776.00 (+6.99%) | ||
| 2025 | $1,660.00 (+43.1%) | $51,880 (+10.67%) Land $9,640 Building $42,240 | $591,200 (+26.14%) Land $109,800 Building $481,400 |
| 2023 | $1,160.00 (+3.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $46,880 (+3.03%) | $468,700 (+3.03%) Land $72,900 Building $395,800 |
| 2022 | $1,125.00 (+18.55%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $45,500 | $454,900 Land $74,100 Building $380,800 |
| 2021 | $949.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 261 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 628 units insured incl. 367 condo units |
| Nearby Flood Claims | 151 (2004–2020) |
| Claims Outside the SFHA | 5 of 151 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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