4914 Luna Pt, Hickory, NC 28601 Property Records

Caldwell County property record for 4914 Luna Pt, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,271 sqft · built 2000
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2006)
Tax Bill	$5,280 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08120 1 57H`

Property Details

APN / Parcel Number

Primary APN	`08120 1 57H`
Alternative APN	`174189`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,271 sqft Heated Area
Gross Area	6,835 sqft
1st Floor Area	1,477 sqft
Upper Floors Area	1,794 sqft
Basement Area	1,477 sqft
Unfinished Basement	1,477 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Finished
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,223 sqft
Deck Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174189
Street Address	4914 LUNA PT
City	HICKORY
State	NC
Zip	28601-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2051 PG 370 YR 2022 ST 0.00
Legal Subdivision	CRYSTAL FALLS ESTATE
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2018
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4914 LUNA PT, HICKORY, NC 28601-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 26, 2020	Quit Claim Deed, Transfer AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2006 · Amount on Record
Deed Sale	May 4, 2006 · Amount on Record
Prior Sale	Sep 27, 2004 · Amount on Record
Deed Book / Page	1593 / 1821
Last Transfer Date	Mar 18, 2022
Transfer Doc	0020510371
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4914 LUNA PT, HICKORY, NC 28601-9408
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020790982
Date	Mar 21, 2023
Book Page	2079/982
Instrument	10082533

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Mar 18, 2022
Property Address	4914 LUNA PT, HICKORY, NC 28601-9408
Document Number	0020510371
Book / Page	2051 / 371
Map Reference	MB 19 PG 105
Instrument Date	Mar 15, 2022
Instrument	10069978
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4914 LUNA PT, 4914, HICKORY, NC 28601-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4914 LUNA PT, HICKORY, NC 28601-9408

Mortgage

Document Number	0010069979
Date	Mar 18, 2022
Instrument	10069979

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 26, 2020
Property Address	4914 LUNA PT, HICKORY, NC 28601-9408
Document Number	0010041651
Book / Page	001982 / 000988
Instrument Date	Feb 24, 2020
Instrument	10041651
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4914 LUNA PT HICKORY NC 286019408, HICKORY, NC 28601-9408

Mortgage

Document Number	10041652
Date	Feb 26, 2020
Book Page	001982/000992
Instrument	10041652

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2035

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,280.00 (-21.43%)	$881,200 (-) Land $166,100 Building $715,100
2025	$6,720.00 (+68%)	$881,200 (+59.52%) Land $166,100 Building $715,100	$881,200 (+59.52%) Land $166,100 Building $715,100
2024	$4,000.00 (+1.83%)
2023		$552,400 (-) Land $110,700 Building $441,700	$552,400 (-) Land $110,700 Building $441,700
2022	$3,928.00	$552,400 Land $110,700 Building $441,700	$552,400 Land $110,700 Building $441,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY- ADDISON LANE serves 152 people · EPA ID NC1014001
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Carolina West Wireless Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Skyline Telephone, Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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