4913 Ridgewood Dr, Moss Point, MS 39563 Property Records

Jackson County property record for 4913 Ridgewood Dr, Moss Point, MS 39563

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,270 sqft · built 1994
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`765.22-04-0031.00M`

Property Details

APN / Parcel Number

Primary APN	`765.22-04-0031.00M`
Alternative APNs	`22320018.000` `046365`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,270 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	77,101 sqft (1.77 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	046365
Street Address	4913 RIDGEWOOD DR
City	MOSS POINT
State	MS
Zip	39563-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 & 19 LESS 50 X 200 IN NWC OF LOT 19 SAWMILL POINTE S/D DB 2014-460 DB 2147-29 (31M MAP765.22-04)
Legal Range	06W
Legal Township	07S
Legal Section	22
Legal Subdivision	SAWMILL POINTE
Legal Lot Number	18,19 19
Jurisdiction	JACKSON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1006
Census Tract	41400

Owner

4913 Ridgewood Dr is owned and occupied by an individual who acquired it in December 2023.

Source: Jackson County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4913 RIDGEWOOD DR, MOSS POINT, MS 39563-2339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023
Deed Sale	Dec 6, 2023
Deed Document Number	0000214729
Deed Book / Page	2014 / 460
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	202106183
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	4913 RIDGEWOOD DR, MOSS POINT, MS 39563-2339
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003766/160
Date	Mar 16, 2021
Book Page	3766/160
Instrument	202106184

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Mar 16, 2021
Property Address	4913 RIDGEWOOD DR, MOSS POINT, MS 39563-2339
Document Number	2014/460
Book / Page	2014 / 460
Instrument Date	Mar 15, 2021
Instrument	202106183
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4913 Ridgewood Dr was $1,278 with exemptions applied.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Moss Point City
Unified School District	Moss Point School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 Homeowner's exemption Senior Citizen's exemption	$15,752 (+5.4%) Land $1,810 Building $13,942	$157,523 (+5.4%) Land $18,100 Building $139,423
2024	$1,278.00 (+3.9%) Homeowner's exemption Senior Citizen's exemption	$14,945 (-) Land $1,749 Building $13,196	$149,450 (-) Land $17,490 Building $131,960
2023	$1,230.00 (+1.23%) Homeowner's exemption Senior Citizen's exemption	$14,945 (-) Land $1,749 Building $13,196	$149,450 (-) Land $17,490 Building $131,960
2022	$1,215.00 Homeowner's exemption Senior Citizen's exemption	$14,945 Land $1,749 Building $13,196	$149,450 Land $17,490 Building $131,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4913 Ridgewood Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	75 (1978–2023)
Claims Outside the SFHA	26 of 75
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event	Hurricane Zeta, Oct 2020 · 5 claims Hurricane Katrina, Aug 2005 · 23 claims Hurricane Georges, Sep 1998 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4913 Ridgewood Dr is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 96% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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