4913 Harbor Light Dr, Dickinson, TX 77539 Property Records

Galveston County property record for 4913 Harbor Light Dr, Dickinson, TX 77539

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,862 sqft · built 1984
Lot Size	0.272 acres (11,840 sqft)
Owner	2 Individual Names on File
Last Sale	$341,810 (Mar 2024)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`7380-0000-0089-000`

Property Details

APN / Parcel Number

Primary APN	`7380-0000-0089-000`
Alternative APN	`R154453`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,862 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	11,840 sqft (0.272 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4913 HARBOR LIGHT DR
City	DICKINSON
State	TX
Zip	77539-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 11 A FARMER SUR LOT 89 WATER WONDERLAND
Legal Subdivision	WATER WONDERLAND
Legal Block	2
Legal Lot Number	89
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	2
Census Block	2011
Census Tract	720900

Owner

4913 Harbor Light Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Galveston County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4913 HARBOR LIGHT DR, DICKINSON, TX 77539-6512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Vendor's Lien, Transfer · Conventional Mortgage J S C FEDERAL CREDIT UNION
Feb 9, 2024	Agreement of Sale, Transfer
Jun 11, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 11, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	202411506
Prior Transfer Date	Jul 2, 2014
Prior Transfer Doc	0000037083
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GALVESTON TX
Recording Date	Mar 14, 2024
Property Address	4913 HARBOR LIGHT DR, DICKINSON, TX 77539-6512
Document Number	0000011506
Map Reference	VOL 254-A PG 85
Instrument Date	Mar 14, 2024
Instrument	2024011506
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 HARBOR LIGHT DR, DICKINSON, TX 77539-6512

Mortgage

Document Number	0000011507
Date	Mar 14, 2024
Instrument	2024011507

Lender

Name	J S C FEDERAL CREDIT UNION
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2024: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	GALVESTON TX
Recording Date	Feb 9, 2024
Property Address	4913 HARBOR LIGHT DR, DICKINSON, TX 77539-6512
Document Number	0000005762
Map Reference	PL 9 MAP 81
Instrument Date	Feb 9, 2024
Instrument	2024005762
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 MORRIS DR SW, COVINGTON, GA 30014-3724

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	4913 HARBOR LIGHT DR, DICKINSON, TX 77539-6512
Document Number	0000038595
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 HARBOR LIGHT DR DICKINSON TX 775396512, DICKINSON, TX 77539-6512

Mortgage

Document Number	0000038595
Date	Jul 18, 2019
Instrument	38595

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GALVESTON TX
Property Address	4913 HARBOR LIGHT DR, DICKINSON, TX 77539-6512
Document Number	0000039614
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 HARBOR LIGHT DR DICKINSON TX 775396512, DICKINSON, TX 77539-6512

Mortgage

Document Number	0000039614
Date	Jul 23, 2019
Instrument	39614

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4913 Harbor Light Dr was $4,270 with a homeowner's exemption, up 15.8% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Dickinson City
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,580 (+0.08%) Land $42,620 Building $212,960	$255,580 (+0.08%) Land $42,620 Building $212,960
2025	$4,270.00 (+15.81%)	$255,380 Land $42,620 Building $212,760	$255,380 Land $42,620 Building $212,760
2024	$3,687.00
2023		$189,970 Land $42,620 Building $147,350	$189,970 Land $42,620 Building $147,350
2018	$4,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4913 Harbor Light Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 409 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	431 units insured incl. 22 condo units
Nearby Flood Claims	767 (1979–2024)
Claims Outside the SFHA	299 of 767
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 275 claims Hurricane Ike, Sep 2008 · 49 claims Hurricane Alicia, Aug 1983 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4913 Harbor Light Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVESTON COUNTY WCID 1 serves 30,399 people · EPA ID TX0840001
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Nov 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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