4912 Willow Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4912 Willow Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 840 sqft · built 1957
Lot Size	0.207 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$51,350 (May 2011)
Tax Bill	$4,152 (2024)
Deeds & Mortgages	May 2020 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`09-27-106-040`

Property Details

APN / Parcel Number

Primary APN	`09-27-106-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4912 WILLOW LN
City	MCHENRY
State	IL
Zip	60050-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2011R0021743 LT 15 BLK 13 LAKELAND PARK UNIT 2
Legal Subdivision	LAKELAND PARK UNIT 2
Legal Block	13
Legal Lot Number	15
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2016
Census Tract	870603

Owner

Source: McHenry County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4912 WILLOW LN, MCHENRY, IL 60050-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2011 · Amount on Record
Deed Sale	May 23, 2011 · Amount on Record
Prior Sale	Apr 5, 2011
Deed Document Number	201121743
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4912 WILLOW LN, MCHENRY, IL 60050-3646
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018922
Date	May 29, 2020
Instrument	2020R0018922

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4912 WILLOW LN, MCHENRY, IL 60050-3646
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004821
Date	Feb 7, 2020
Instrument	2020R0004821

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,152.00	$57,093 (+20.32%) Land $10,422 Building $46,671	$171,279 (+20.32%) Land $31,266 Building $140,013
2022	Homeowner's exemption	$47,452 Land $8,662 Building $38,790	$142,356 Land $25,986 Building $116,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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