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4912 Whiting Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4912 Whiting Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,060 sqft · built 1983
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Feb 2026)
Tax Bill$2,278 (2024)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Feb 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC-10-34-28-061-0120-0030

Property Details

APN / Parcel Number

Primary APNC-10-34-28-061-0120-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area1,700 sqft
1st Floor Area1,060 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area640 sqft
DrivewayConcrete Driveway
Driveway Area560 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool House588 sqft
PorchOpen Porch
Porch Area48 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4912 WHITING DR
CitySEBRING
StateFL
Zip33870-1128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING RIDGE SEC G PB 12 PG 28 LOT 3 BLK 12
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC G
Legal Block12
Legal Lot Number3
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2038
Census Tract960104

Owner

Source: Highlands County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4912 WHITING DR, SEBRING, FL 33870-1128
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Feb 1, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 10, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleMar 28, 2000
Deed Document Number20262298068
Deed Book / Page3171 / 1017
Prior Transfer DateJan 31, 2024
Prior Transfer Doc0002188200
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 4, 2026
Property Address4912 WHITING DR, SEBRING, FL 33870-1128
Document Number0002298068
Book / Page3171 / 1017
Map ReferenceMB 12 PG 28
Instrument DateFeb 3, 2026
Instrument2298068
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2518 MONZA DR, SEBRING, FL 33872-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 WHITING DR, SEBRING, FL 33870-1128
InvestorPossibly a Property Investor

Mortgage

Document Number0031711019
DateFeb 4, 2026
Instrument3171/1019
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateFeb 1, 2024
Property Address4912 WHITING DR, SEBRING, FL 33870-1128
Document Number0002188201
Book / Page3023 / 946
Map ReferenceMB 12 PG 28
Instrument DateJan 31, 2024
Instrument2188201
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2144 SPARKLEBERRY WAY, LAKELAND, FL 33811-1787

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 WHITING DR, SEBRING, FL 33870-1128

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4912 WHITING DR, SEBRING, FL 33870-1128
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001991270
DateJul 10, 2020
Book Page2761/1887
Instrument1991270
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressAVON PARK, FL 33825
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJun 1, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161,768 (+0.29%) Land $20,000 Building $141,768$161,768 (+0.29%) Land $20,000 Building $141,768
2024$2,278.00 (+4.88%)$161,305 (+3.99%) Land $20,000 Building $141,305$161,305 (+3.99%) Land $20,000 Building $141,305
2023$2,172.00 (+9.42%)$155,115 (+17.93%) Land $16,000 Building $139,115$155,115 (+17.93%) Land $16,000 Building $139,115
2022$1,985.00$131,532 Land $11,250 Building $120,282$131,532 Land $11,250 Building $120,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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