4912 Valley Field Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4912 Valley Field Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,662 sqft · built 1997
Lot Size	0.292 acres (12,737 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Dec 2002)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1541-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1541-5`
Alternative APNs	`03-28-16-19688-005-0060` `281603196880050060` `162803196880050060` `R21137`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,662 sqft Living Area
Gross Area	4,087 sqft
1st Floor Area	2,662 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,737 sqft (0.292 acres)
Lot Dimensions	139 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	722 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21137
Street Address	4912 VALLEY FIELD DR
City	OLDSMAR
State	FL
Zip	34677-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS POINTE BLK 5, LOT 6
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	5
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1016
Census Tract	27325

Owner

4912 Valley Field Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Pinellas County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4912 VALLEY FIELD DR, OLDSMAR, FL 34677-5218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2002 · Amount on File
Deed Sale	Dec 10, 2002 · Amount on File
Prior Sale	Nov 18, 1998 · Amount on File
Deed Book / Page	12400 / 2292
Last Transfer Date	Sep 2, 2026
Transfer Doc	0000239545
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 8, 2026
Property Address	4912 VALLEY FIELD DR, OLDSMAR, FL 34677-5218
Document Number	0000239545
Book / Page	23685 / 1822
Instrument Date	Sep 2, 2026
Instrument	2026239545
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4912 VALLEY FIELD DR, OLDSMAR, FL 34677-5218

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4912 VALLEY FIELD DR, OLDSMAR, FL 34677-5218
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 VA4LLEYFIELD DR, OLDSMAR, FL 34677

Mortgage

Document Number	0216370785
Date	Jul 22, 2021
Book Page	21637/785
Instrument	2021239826

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4912 VALLEY FIELD DR, OLDSMAR, FL 34677-5218
Document Number	0207461391
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4912 VALLEY FIELD DR OLDSMAR FL 346775218, OLDSMAR, FL 34677-5218

Mortgage

Document Number	0207461391
Date	Oct 25, 2019
Book Page	020746/001391
Instrument	344478

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 24, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4912 Valley Field Dr was $5,196 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00 Homeowner's exemption	$322,207	$823,511 Land $173,425 Building $650,086
2023	$4,827.00 (+2.86%) Homeowner's exemption	$304,006 (+3%)	$778,280 (+27.58%) Land $247,887 Building $530,393
2022	$4,693.00 Homeowner's exemption	$295,151	$610,044 Land $217,490 Building $392,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4912 Valley Field Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4912 Valley Field Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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