4912 Terrapin Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4912 Terrapin Blvd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2007
Square Footage	2,983 sqft Heated Area
Lot Size	6,490 sqft (0.148 acres)
Occupancy	Owner Occupied
Last Sale	$465,000 (2021)
Tax Bill	$6,823.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`143738`
Alternative APN	`312531084000010650`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,983 sqft Heated Area
Gross Area	4,022 sqft Gross Area
1st Floor	1,503 sqft 1st Floor
Upper Floors	1,480 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,490 sqft (0.148 acres)
Depth X Width	130 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	455 sqft Garage

Exterior Amenities

Pool Area	264 sqft Pool
Deck Area	222 sqft Deck
Porch	Open Porch
Porch Area	584 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	143738
Street Address	4912 TERRAPIN BLVD
City	SAINT CLOUD
State	FL
Zip	34771-7501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 65
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	65
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2064
Census Tract	43600

Owner

Source: Osceola County records · APN 143738

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4912 TERRAPIN BLVD, SAINT CLOUD, FL 34771-7501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Nov 21, 2013 · Amount on Record
Deed Doc Number	2021160908
Deed Book / Page	6066 / 353
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 15, 2021
Property Address	4912 TERRAPIN BLVD, SAINT CLOUD, FL 34771-7501
Document Number	0060660353
Book / Page	6066 / 353
Map Reference	MB 19 PG 22-25
Instrument Date	Oct 14, 2021
Instrument	2021160908
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	CENTRAL FLORIDA TITLE CENTER, CENTRAL FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4854 LARK DR, 4854, SAINT CLOUD, FL 34772-7932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 TERRAPIN BLVD, SAINT CLOUD, FL 34771-7501

Mortgage

Document Number	6066355
Date	Oct 15, 2021
Instrument	6066/355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 (+5.83%) Homeowner's exemption	$424,109 (+5.99%)	$439,500 (-2.66%) Land $75,000 Building $364,500
2023	$6,447.00 (+3.28%) Homeowner's exemption	$400,153 (+3%)	$451,500 (+13.67%) Land $65,000 Building $386,500
2022	$6,242.00 Homeowner's exemption	$388,499	$397,200 Land $60,000 Building $337,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.