4912 Sturgeon Ave, Midland, MI 48640 Property Records

Midland County property record for 4912 Sturgeon Ave, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1973
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$203,500 (May 2022)
Tax Bill	$2,742 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`14-05-50-420`

Property Details

APN / Parcel Number

Primary APN	`14-05-50-420`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	121 ft deep x 144 ft wide
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140550420
Street Address	4912 STURGEON AVE
City	MIDLAND
State	MI
Zip	48640-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 34 MARDENS PLAT
Legal Subdivision	MARDENS PLAT
Legal Lot Number	34
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2006
Census Tract	291000

Owner

Source: Midland County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
May 2, 2022	Warranty Deed, Transfer
Aug 18, 2020	Warranty Deed, Transfer
Mar 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	0001656774
Deed Book / Page	1656 / 774
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 2, 2022
Property Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438
Document Number	001656/774
Book / Page	1656 / 774
Map Reference	LB C PG 20
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4723 FREDERICK AVE, SHADY SIDE, MD 20764-9601

Mortgage

Document Number	0001656775
Date	May 2, 2022
Instrument	1656/775

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Nov 1, 2027

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 2, 2022
Property Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438
Document Number	001656/773
Book / Page	1656 / 773
Map Reference	LB C PG 20
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 FARNSWORTH RD, WHITE LAKE, MI 48386-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 18, 2020
Property Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438
Document Number	001636/706
Book / Page	1636 / 706
Map Reference	LB C PG 20
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 FARNSWORTH RD, WHITE LAKE, MI 48386-3222

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 25, 2019
Property Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438
Document Number	01623/00039
Book / Page	01623 / 00039
Instrument Date	Mar 21, 2019
Instrument	01623-00039
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3914 E SAINT ANDREWS RD, MIDLAND, MI 48642-6158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 STURGEON AVE, MIDLAND, MI 48640-2438

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,300	$164,600
2024	$2,742.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	92 (1986–2020)
Claims Outside the SFHA	15 of 92
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 75 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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