4912 Rustic Ridge Dr, McKinney, TX 75071 Property Records

Collin County property record for 4912 Rustic Ridge Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 2001
Owner	Individual Name on Record
Tax Bill	$4,972 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-4419-00A-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-4419-00A-0040-1`
Alternative APN	`2102284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	1,558 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Area	430 sqft
Porch	Covered Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2102284
Street Address	4912 RUSTIC RIDGE DR
City	MCKINNEY
State	TX
Zip	75071-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	HIGHRIDGE ADDITION PHASE 1 (CMC), BLK A, LOT 4
Legal Subdivision	HIGHRIDGE ADDITION PHASE 1 (CMC)
Legal Phase	1
Legal Block	A
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3007
Census Tract	30605

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4912 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 16, 2020	Deed of Trust, Mortgage HIGHLANDS RESID'L MTG
Nov 10, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021
Deed Sale	Jul 9, 2021
Prior Sale	Nov 10, 2017
Deed Document Number	20210709001392650
Record Updated	Jun 8, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 9, 2021
Property Address	4912 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4829
Document Number	0001392650
Map Reference	VOL L PG 868
Instrument Date	Jul 9, 2021
Instrument	20210709001392650
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4829

Mortgage

Document Number	0001392660
Date	Jul 9, 2021
Instrument	20210709001392660

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4912 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4829
Document Number	0000937840
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4912 RUSTIC RIDGE DR MCKINNEY TX 750714829, MCKINNEY, TX 75071-4829

Mortgage

Document Number	0000937840
Date	Jun 22, 2020
Instrument	937840

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 10, 2017
Property Address	4912 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4829
Document Number	0001501810
Instrument Date	Nov 8, 2017
Instrument	1501810
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4912 RUSTIC RIDGE DR MCKINNEY TX 750714829, MCKINNEY, TX 75071-4829

Mortgage

Document Number	1501820
Date	Nov 10, 2017
Instrument	1501820

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,681 (+0.91%) Land $85,500 Building $264,181	$349,681 (+0.91%) Land $85,500 Building $264,181
2024	$4,972.00 (-15.57%)
2023		$346,536 Land $85,000 Building $261,536	$346,536 Land $85,000 Building $261,536
2022	$5,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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