4912 Rustic Oaks Cir, Naples, FL 34105 Property Records

Collier County property record for 4912 Rustic Oaks Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,928 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Feb 2004)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174200 354A13`

Property Details

APN / Parcel Number

Primary APN	`174200 354A13`
Alternative APN	`22730000840`

Interior

Stories	1 Story
Building Area	2,928 sqft Living Area
1st Floor Area	2,928 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	139 ft deep x 78 ft wide
Pool Area	312 sqft
Deck Area	602 sqft

Location & Zoning

Street Address	4912 RUSTIC OAKS CIR
City	NAPLES
State	FL
Zip	34105-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BANYAN WOODS LOT 35
Legal Range	25
Legal Township	49
Legal Section	13
Legal Subdivision	BANYAN WOODS
Legal Tract	174200
Legal Block	3
Legal Lot Number	35
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10432

Owner

Source: Collier County records · APN 174200 354A13

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4912 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2004 · Amount on Record
Deed Sale	Feb 06, 2004 · Amount on Record
Deed Book / Page	3497 / 3478
Last Transfer Date	Jul 18, 2012
Transfer Doc	0048232336
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4912 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number	0058400878
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4912 RUSTIC OAKS CIR NAPLES FL 341054521, NAPLES, FL 34105-4521

Mortgage

Document Number	0058400878
Date	Nov 04, 2020
Book Page	005840/000878
Instrument	5948890

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (+2.33%) Homeowner's exemption	$608,746 (+2.9%)	$1,171,535 (+11.03%) Land $609,444 Building $562,091
2024	$5,546.00 (+0.82%) Homeowner's exemption	$591,590 (+3%)	$1,055,118 (+2.56%) Land $501,600 Building $553,518
2023	$5,501.00 (-2.69%) Homeowner's exemption	$574,359 (+3%)	$1,028,809 (+8.98%) Land $438,240 Building $590,569
2022	$5,653.00 Homeowner's exemption	$557,630	$944,039 Land $316,008 Building $628,031

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile USA.

Based on FCC filings for 337 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.