4912 Old Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4912 Old Willows Rd, Chesapeake Beach, MD 20732 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2000
Square Footage	1,600 sqft Total Area
Lot Size	44,431 sqft (1.02 acres)
Garage	Attached, 380 sqft
Occupancy	Owner Occupied
Last Sale	$460,000 (2020)
Tax Bill	$5,789.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-089432`
Alternative APNs	`2089432` `089432`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,600 sqft Total Area
Basement Area	1,360 sqft Basement
Finished Basement	1,360 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	44,431 sqft (1.02 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	380 sqft Garage
Deck Area	824 sqft Deck
Porch Area	249 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	089432
Street Address	4912 OLD WILLOWS RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4224
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 29 PLAT 2 WILLOWS WOOD
Legal Subdivision	PLAT TWO WILLOWS WOOD
Legal Lot Number	29
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	1
Census Block	1002
Census Tract	860502

Owner

Source: Calvert County records · APN 02-089432

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4912 OLD WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4224
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Book / Page	5641 / 327
Transfer Doc	0012770111
Record Refreshed	Jun 08, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 14, 2020
Property Address	4912 OLD WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4224
Document Number	0056410327
Book / Page	005641 / 000327
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 OLD WILLOWS RD CHESAPEAKE BEACH MD 207324224, CHESAPEAKE BEACH, MD 20732-4224

Mortgage

Document Number	56410334
Date	Jul 14, 2020
Book Page	005641/000334

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,789.00 (+30.68%) Homeowner's exemption	$531,433 (+19.82%)	$616,100 (+25.97%) Land $160,200 Building $455,900
2023	$4,430.00 Homeowner's exemption	$443,533	$489,100 Land $160,200 Building $328,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.