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4912 Luna Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4912 Luna Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1964
Lot Size0.237 acres (10,300 sqft)
Owner2 Individual Names on File
Last Sale$93,500 (Sep 1987)
Tax Bill$1,973 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157-250-31-00

Property Details

APN / Parcel Number

Primary APN157-250-31-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area10,300 sqft (0.237 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4912 LUNA DR
CityOCEANSIDE
StateCA
Zip92057-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 339 TR 005246
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract005246
Legal Block3
Legal Lot Number339
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract18618

Owner

Source: San Diego County records · APN 157-250-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4912 LUNA DR, OCEANSIDE, CA 92057-4331
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 1987 · Amount on Record
Deed SaleSep 01, 1987 · Amount on Record
Prior SaleMay 27, 1983 · Amount on Record
Deed Document Number1987496694
Last Transfer DateMay 13, 2003
Transfer Doc0000715590
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4912 LUNA DR, OCEANSIDE, CA 92057-4331
Transaction TypeMortgage
Record UpdatedMar 04, 2024
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 LUNA DR, OCEANSIDE, CA 92057-4331

Mortgage

Document Number0000044624
DateFeb 22, 2024
Instrument2024-0044624
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4912 LUNA DR, OCEANSIDE, CA 92057-4331
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 LUNA DR, OCEANSIDE, CA 92057-4331

Mortgage

Document Number0000625464
DateSep 02, 2021
Instrument2021-0625464
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$182,502 (+2%) Land $85,882 Building $96,620
2025$1,973.00 (+5.34%) Homeowner's exemption$178,925 (+4.04%) Land $84,199 Building $94,726
2023$1,873.00 (+1.63%) Homeowner's exemption$171,980 Land $80,931 Building $91,049
2022$1,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 681 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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