4912 Cranberry Rd, Harshaw, WI 54529 Property Records

Oneida County property record for 4912 Cranberry Rd, Harshaw, WI 54529

Property Summary

Property Type	Single Family Home
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Last Sale	$166,500 (Aug 2018)
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CA 231 2`

Property Details

APN / Parcel Number

Primary APN	`CA 231 2`

Exterior

Lot Area	119,790 sqft (2.75 acres)

Location & Zoning

Street Address	4912 CRANBERRY RD
City	HARSHAW
State	WI
Zip	54529-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 785726/629275 PT NW NW 3.56SA INCL 4914 CRANBERRY RD SEE LIO LTR RE: 2/16/98 RHLDR SCHOOL DIST MINUTES TO ATTCH TO MHLT S
Legal Range	06E
Legal Township	37N
Legal Section	16
Jurisdiction	ONEIDA WI
Township / Civil Division	CASSIAN
Census Block Group	2
Census Block	2046
Census Tract	971001

Owner

4912 Cranberry Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4912 CRANBERRY RD, HARSHAW, WI 54529-9724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU
Aug 27, 2018	Warranty Deed, Transfer · ARM COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Deed Document Number	2018785726
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4912 CRANBERRY RD, HARSHAW, WI 54529-9724
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	827227
Date	Nov 2, 2021
Instrument	827227

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4912 CRANBERRY RD, HARSHAW, WI 54529-9724
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	804006
Date	Mar 30, 2020
Instrument	804006

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	242 Months
Due	May 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 27, 2018
Property Address	4912 CRANBERRY RD, HARSHAW, WI 54529-9724
Document Number	0000785726
Instrument Date	Aug 22, 2018
Instrument	785726
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 CRANBERRY RD, HARSHAW, WI 54529-9724

Mortgage

Document Number	0000785727
Date	Aug 27, 2018
Instrument	785727

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 4912 Cranberry Rd was $1,497 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Cassian Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,497.00	$171,800 Land $13,000 Building $158,800	$278,081 Land $21,042 Building $257,039
2023	$1,524.00 Homeowner's exemption	$171,800 Land $13,000 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4912 Cranberry Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4912 Cranberry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

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