4912 Concho Ln, McKinney, TX 75070 Property Records

Collin County property record for 4912 Concho Ln, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,223 sqft · built 2009
Owner	Individual Name on File
Tax Bill	$6,027 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9524-00K-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-9524-00K-0160-1`
Alternative APN	`2636635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	2,223 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2636635
Street Address	4912 CONCHO LN
City	MCKINNEY
State	TX
Zip	75070-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CLUB AT MCKINNEY RANCH PHASE 2 (CMC), BLK K, LOT 16
Legal Subdivision	SADDLE CLUB AT MCKINNEY RANCH PHASE 2 (C
Legal Phase	2
Legal Block	K
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2011
Census Tract	30541

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4912 CONCHO LN, MCKINNEY, TX 75070-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Jul 23, 2018	Warranty Deed, Transfer POINTBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2018
Deed Sale	Jul 23, 2018
Prior Sale	Aug 11, 2015
Deed Document Number	20180723000913070
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4912 CONCHO LN, MCKINNEY, TX 75070-9176
Document Number	0001841130
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 CONCHO LN MCKINNEY TX 750709176, MCKINNEY, TX 75070-9176

Mortgage

Document Number	0001841130
Date	Oct 22, 2020
Instrument	1841130

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 23, 2018
Property Address	4912 CONCHO LN, MCKINNEY, TX 75070-9176
Document Number	0000913070
Instrument Date	Jul 12, 2018
Instrument	913070
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 CONCHO LN MCKINNEY TX 750709176, MCKINNEY, TX 75070-9176

Mortgage

Document Number	913080
Date	Jul 23, 2018
Instrument	913080

Lender

Name	POINTBANK
Type	Bank
Address	PILOT POINT, TX 76258

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,278 (+0.72%) Land $130,000 Building $333,278	$463,278 (+0.72%) Land $130,000 Building $333,278
2024	$6,027.00 (-3.95%)
2023		$459,977 Land $130,000 Building $329,977	$459,977 Land $130,000 Building $329,977
2022	$6,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Astound Broadband, Novos Fiber.

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