Santa Rosa County property record for 4912 Chads Cir, Pace, FL 32571 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,579 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $166,000 (2018) |
| Tax Bill | $1,433.00 (2024) |
Source: Santa Rosa County records · APN 10-1N-29-5242-00A00-0320
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4912 CHADS CIR, MILTON, FL 32571-6271 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Mar 13, 2008 · Amount on Record |
| Deed Doc Number | 201853008 |
| Deed Book / Page | 3790 / 864 |
| Prior Transfer Date | Nov 23, 2015 |
| Prior Transfer Doc | 0034791586 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 4912 CHADS CIR, MILTON, FL 32571-6271 |
| Document Number | 0000030555 |
| Book / Page | 4756 / 1794 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202630555 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4912 CHADS CIR, MILTON, FL 32571-6271 |
| Document Number | 0000030555, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 4756/1794 |
| Instrument | 202630555 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4912 CHADS CIR, PACE, FL 32571-6271 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4912 CHADS CIR, PACE, FL 32571-6271 |
| Document Number | 0040950949 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 4095/949 |
| Instrument | 202120792 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 4912 CHADS CIR, PACE, FL 32571-6271 |
| Document Number | 0037900864 |
| Book / Page | 3790 / 0864 |
| Map Reference | MB 9 PG 53 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 201853008 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1510 RIDGECREST DR, 1510, ANDALUSIA, AL 36421-4227 |
| Name | Verified Name |
|---|---|
| Address | 4912 CHADS CIR, PACE, FL 32571-6271 |
| Document Number | 0201853009 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 201853009 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148,237 (+2.9%) | $203,599 (+2.32%) Land $40,000 Building $163,599 | |
| 2024 | $1,433.00 (+9.22%) Homeowner's exemption | $144,059 (+3%) | $198,983 (+0.63%) Land $38,000 Building $160,983 |
| 2023 | $1,312.00 (+3.14%) Homeowner's exemption | $139,863 (+3%) | $197,736 (+11.07%) Land $38,000 Building $159,736 |
| 2022 | $1,272.00 Homeowner's exemption | $135,789 | $178,025 Land $27,000 Building $151,025 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-1N-29-5242-00A00-0320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 2,233 sqft Gross Area |
| 1st Floor | 1,579 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,375 sqft (0.33 acres) |
| Depth X Width | 101 ft x 142 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Patio Area | 140 sqft Patio |
| Porch | Open Porch |
| Porch Area | 234 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4912 CHADS CIR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-6271 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPENCER OAKS LANDING PHASE 4 LOT 32 BLK A AS DES IN OR 3790 PG 864 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 10 |
| Legal Subdivision | SPENCER OAKS LND PH2 |
| Legal Block | A |
| Legal Lot Number | 32 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 10708 |
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