Wright County property record for 4911 Otter Trl NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,928 sqft · built 2021 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | Trust Name on File |
| Last Sale | $672,924 (Nov 2021) |
| Tax Bill | $7,778 (2026) |
| Deeds & Mortgages | Dec 2021 Transfer Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-340-003050 |
| Primary APN | 114-340-003050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Hip |
| Lot Area | 15,812 sqft (0.363 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4911 OTTER TRL NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-10 TWP-120 RANGE-023 TRIBUTARY CROSSING 2ND ADDN LOT-005 BLOCK-003 5 BLOCK-003 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 10 |
| Legal Subdivision | TRIBUTARY CROSSING 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 100806 |
4911 Otter Trl NE is owner-occupied and held in a trust since December 2021.
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4911 OTTER TRL NE, SAINT MICHAEL, MN 55376-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 2, 2021 | Intrafamily Transfer, Transfer |
| Nov 5, 2021 | Warranty Deed, Subdivision Related Transfer ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC |
| Apr 21, 2021 | Warranty Deed, Transfer · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Apr 21, 2021 · Amount on File |
| Deed Document Number | 20211489506 |
| Last Transfer Date | Dec 1, 2021 |
| Transfer Doc | 0001492017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 2, 2021 |
| Property Address | 4911 OTTER TRL NE, SAINT MICHAEL, MN 55376-1709 |
| Document Number | 0001492017 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 1492017 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4911 OTTER TRL NE, SAINT MICHAEL, MN 55376-1709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 5, 2021 |
| Property Address | 4911 OTTER TRL NE, SAINT MICHAEL, MN 55376-1709 |
| Document Number | 0001489506 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1489506 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,220.65 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4911 OFFER TRAIL NE, SAINT MICHAEL, MN 55376 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 21, 2021 |
| Property Address | 4911 OTTER TRL NE, SAINT MICHAEL, MN 55376-1709 |
| Document Number | 0001467388 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 1467388 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CUSTOM HOME BUILDERS TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.27 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16972 BRANDTJEN FARM DR, LAKEVILLE, MN 55044-6047 |
| Investor | Possibly a Property Investor |
| Document Number | 0001468556 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 1468556 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4911 Otter Trl NE was $7,778.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,778.00 | $704,200 (+6.04%) Land $165,000 Building $539,200 | $704,200 (+6.04%) Land $165,000 Building $539,200 |
| 2025 | $664,100 Land $168,000 Building $496,100 | $664,100 Land $168,000 Building $496,100 | |
| 2023 | $7,206.00 (+991.82%) | $660,100 Land $154,500 Building $505,600 | $660,100 Land $154,500 Building $505,600 |
| 2022 | $660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4911 Otter Trl NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4911 Otter Trl NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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