4911 Drake St, Midland, MI 48640 Property Records

Midland County property record for 4911 Drake St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1937
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2025)
Tax Bill	$3,152 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`14-05-50-210`

Property Details

APN / Parcel Number

Primary APN	`14-05-50-210`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1937
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	270 ft deep x 90 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	140550210
Street Address	4911 DRAKE ST
City	MIDLAND
State	MI
Zip	48640-2483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	COM 270.5 FT E & 489 FT N OF W 1/8 POST ON S LN OF SEC 5, W 100 FT, N 90 FT, E 100 FT, S 90 FT TO BEG
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2007
Census Tract	291000

Owner

Source: Midland County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4822 MONTERAY DR, MIDLAND, MI 48642-6073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 28, 2020	Warranty Deed, Transfer
Nov 19, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	2025R-09985
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 7, 2025
Property Address	4911 DRAKE ST, MIDLAND, MI 48640-2483
Document Number	2025R09985
Instrument Date	Nov 5, 2025
Instrument	2025R-09985
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4911 DRAKE ST, MIDLAND, MI 48640-2483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4822 MONTERAY DR, MIDLAND, MI 48642-6073

Mortgage

Document Number	2025R09986
Date	Nov 7, 2025
Instrument	2025R-09986

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	2025R09987
Date	Nov 7, 2025
Instrument	2025R-09987

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 3, 2021
Property Address	4911 DRAKE ST, MIDLAND, MI 48640-2483
Document Number	001652/338
Book / Page	1652 / 338
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4911 DRAKE ST, 4911, MIDLAND, MI 48640-2483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 DRAKE ST, MIDLAND, MI 48640-2483

Mortgage

Document Number	0001652339
Date	Dec 3, 2021
Instrument	1652/339

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 28, 2020
Property Address	4911 DRAKE ST, MIDLAND, MI 48640-2483
Document Number	01630/01188
Book / Page	01630 / 01188
Instrument Date	Jan 16, 2020
Instrument	01630-01188
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$808.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 SIDNEY ST, BAY CITY, MI 48706-3867

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 19, 2019
Property Address	4911 DRAKE ST, MIDLAND, MI 48640-2483
Document Number	01629/00190
Book / Page	01629 / 00190
Instrument Date	Nov 19, 2019
Instrument	01629-00190
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4907 DRAKE ST, 4907, MIDLAND, MI 48640-2483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 DRAKE ST, MIDLAND, MI 48640-2483

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 1, 2019
Property Address	4911 DRAKE ST, MIDLAND, MI 48640-2483
Document Number	01623/00187
Book / Page	01623 / 00187
Instrument Date	Mar 29, 2019
Instrument	01623-00187
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$47.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4907 DRAKE ST, 4907, MIDLAND, MI 48640-2483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 DRAKE ST, MIDLAND, MI 48640-2483

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 11, 2018
Property Address	4911 DRAKE ST, MIDLAND, MI 48640-2483
Document Number	1614/0472
Book / Page	1614 / 0472
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15066 SANDSTONE RD, GRAND HAVEN, MI 49417-8974

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,700	$145,400
2024	$3,152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	92 (1986–2020)
Claims Outside the SFHA	15 of 92
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 75 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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