Alameda County property record for 49101 Rose Ter, Fremont, CA 94539
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,400 sqft · built 2004 |
| Lot Size | 0.109 acres (4,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,370,000 (Jul 2024) |
| Tax Bill | $16,749 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 519-1728-127 |
| Primary APN | 519-1728-127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 4,752 sqft (0.109 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 49101 ROSE TER |
|---|---|
| City | FREMONT |
| State | CA |
| Zip | 94539-7589 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TR: 7409 LOT: 66 BLDG: UNIT:108 |
| Legal Subdivision | MAYFIELD |
| Legal Tract | 7409 |
| Legal Lot Number | 63 |
| Legal Unit | 108 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 441503 |
49101 Rose Ter, a condominium, is owned and occupied by two individuals who bought it in July 2024.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49101 ROSE TER, FREMONT, CA 94539-7589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2024 | Grant Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Oct 1, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on File |
| Deed Sale | Jul 9, 2024 · Amount on File |
| Prior Sale | Aug 6, 2013 · Amount on File |
| Deed Document Number | 202482844 |
| Prior Transfer Date | Sep 14, 2018 |
| Prior Transfer Doc | 0000189811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jul 9, 2024 |
| Property Address | 49101 ROSE TER, FREMONT, CA 94539-7589 |
| Document Number | 0000082844 |
| Map Reference | MB 273 PGS 92 THROUG |
| Instrument Date | Jul 2, 2024 |
| Instrument | 2024082844 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 49101 ROSE TER, FREMONT, CA 94539-7589 |
| Document Number | 0000082845 |
|---|---|
| Date | Jul 9, 2024 |
| Instrument | 2024082845 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 49101 ROSE TER, FREMONT, CA 94539-7589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000168492 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020168492 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Oct 1, 2018 |
| Property Address | 49101 ROSE TER, FREMONT, CA 94539-7589 |
| Document Number | 0000189811 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 189811 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 49101 ROSE TER FREMONT CA 945397589, FREMONT, CA 94539-7589 |
The 2025 property tax bill for 49101 Rose Ter was $16,749.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Fremont City |
| Unified School District | Fremont Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198,000 (-12.55%) Land $359,400 Building $838,600 | ||
| 2025 | $16,749.00 | $1,370,000 Land $411,000 Building $959,000 | |
| 2023 | $9,375.00 | $771,733 Land $231,520 Building $540,213 | $1,081,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49101 Rose Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 105 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49101 Rose Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Tekify Fiber & Wireless Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.
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