Galveston County property record for 4910 Raford Ln, Santa Fe, TX 77510
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,676 sqft · built 1994 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $487,711 (Jun 2022) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3904-0000-0034-000 |
| Primary APN | 3904-0000-0034-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 23,000 sqft (0.528 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Utility Building | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4910 RAFORD LN |
|---|---|
| City | SANTA FE |
| State | TX |
| Zip | 77510-9272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 47 L CRAWFORD SUR LOT 34 HEARTLAND ESTATES |
| Legal Subdivision | HEARTLAND ESTS (94) |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | TEXAS CITY-LEAGUE CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 723504 |
4910 Raford Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4910 RAFORD LN, SANTA FE, TX 77510-9272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jun 17, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 5, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Jul 5, 2019 · Amount on File |
| Deed Document Number | 202240778 |
| Prior Transfer Date | Jul 1, 2019 |
| Prior Transfer Doc | 0000036013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 4910 RAFORD LN, SANTA FE, TX 77510-9272 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000045579 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023045579 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Max Rate | 9.37% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Jun 17, 2022 |
| Property Address | 4910 RAFORD LN, SANTA FE, TX 77510-9272 |
| Document Number | 0000040778 |
| Map Reference | VOL 18 PG 423 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022040778 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4910 RAFORD LN, SANTA FE, TX 77510-9272 |
| Document Number | 0000040779 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022040779 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Jul 5, 2019 |
| Property Address | 4910 RAFORD LN, SANTA FE, TX 77510-9272 |
| Document Number | 0000036013 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 36013 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | TEXAS AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4910 RAFORD LN SANTA FE TX 775109272, SANTA FE, TX 77510-9272 |
| Document Number | 36014 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 36014 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2049 |
The 2025 property tax bill for 4910 Raford Ln was $5,384 with a homeowner's exemption, up 76.5% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Santa Fe City |
| Unified School District | Santa Fe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,430 (-2.37%) Land $42,550 Building $303,880 | $346,430 (-2.37%) Land $42,550 Building $303,880 | |
| 2025 | $5,384.00 (+76.47%) Homeowner's exemption | $354,830 Land $42,550 Building $312,280 | $354,830 Land $42,550 Building $312,280 |
| 2024 | $3,051.00 | ||
| 2023 | $383,470 Land $42,550 Building $340,920 | $383,470 Land $42,550 Building $340,920 | |
| 2018 | $1,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4910 Raford Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 22 (2017) |
| Claims Outside the SFHA | 22 of 22 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4910 Raford Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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