4910 Oak Falls Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 4910 Oak Falls Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,858 sqft · built 2019
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2022)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-117-014-000`

Property Details

APN / Parcel Number

Primary APN	`11-07-117-014-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Basement Area	1,858 sqft
Unfinished Basement	1,858 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	17,860 sqft (0.41 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4910 OAK FALLS DR
City	WATERLOO
State	IL
Zip	62298-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR3
Legal Description	LOT 14 OAK VALLEY ESTATES
Legal Range	09W
Legal Township	03S
Legal Section	07
Legal Subdivision	OAK VALLEY ESTATES
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2023
Census Tract	600501

Owner

4910 Oak Falls Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 28, 2021	Warranty Deed, Transfer ACCENT TITLE
Feb 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 13, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 1, 2018	Warranty Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	2022425461
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0000406016
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 2, 2022
Property Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074
Document Number	0000425461
Instrument Date	Aug 1, 2022
Instrument	425461
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 LINKS LN, 141, WATERLOO, IL 62298-1588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074

Mortgage

Document Number	0000425462
Date	Aug 2, 2022
Instrument	425462

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 28, 2021
Property Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074
Document Number	0000417484
Instrument Date	May 26, 2021
Instrument	417484
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 5, 2020
Property Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074
Document Number	0000406016
Instrument Date	Nov 25, 2019
Instrument	406016
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 OAK FALLS DR WATERLOO IL 622983074, WATERLOO, IL 62298-3074

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Aug 13, 2019
Property Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074
Document Number	0000402980
Instrument Date	Aug 6, 2019
Instrument	402980
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 SUNSET DR MILLSTADT IL 622603207, MILLSTADT, IL 62260-3207

Mortgage

Document Number	402981
Date	Aug 13, 2019
Instrument	402981

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 1, 2018
Property Address	4910 OAK FALLS DR, WATERLOO, IL 62298-3074
Document Number	0000394160
Instrument Date	Jan 24, 2018
Instrument	394160
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10033 FUESSER RD MASCOUTAH IL 622582839, MASCOUTAH, IL 62258-2839

Mortgage

Document Number	394161
Date	Feb 1, 2018
Instrument	394161

Lender

Name	PRIVATE INDIVIDUAL
Type	Mortgage Company
Address	SHILOH, IL 62221

Agreement

Amount	Amount on Record

Mortgage

Document Number	394162,
Date	Feb 1, 2018
Instrument	394162

Lender

Name	PRIVATE INDIVIDUAL
Type	Mortgage Company
Address	SHILOH, IL 62221
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4910 Oak Falls Dr was $5,946, down 2.3% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,946.00 (-2.3%) Homeowner's exemption	$106,670 Land $15,000 Building $91,670	$320,010 Land $45,000 Building $275,010
2024	$6,086.00
2022		$101,540 Land $15,000 Building $86,540	$304,620 Land $45,000 Building $259,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4910 Oak Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4910 Oak Falls Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Oak Falls Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures