4910 NC Highway 60, Murphy, NC 28906 Property Records

Cherokee County property record for 4910 NC Highway 60, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Lot Size	37.9 acres (1,650,924 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Sep 2026)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2026 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`444900819628000`

Property Details

APN / Parcel Number

Primary APN	`444900819628000`
Alternative APN	`46444`

Exterior

Lot Area	1,650,924 sqft (37.9 acres)
Lot Width	1,107 ft Width

Location & Zoning

Account Number	46444
Street Address	4910 NC HIGHWAY 60
City	MURPHY
State	NC
Zip	28906-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BYERS PROP 833/25
Legal Subdivision	WHISPERING RIDGE SUBDIVISION
Legal Phase	833
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2045
Census Tract	930605

Owner

4910 NC Highway 60 is owned by an individual who bought it in September 2026.

Source: Cherokee County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	730 WHISPERING RIDGE DR, MURPHY, NC 28906
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Jan 30, 2026	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Jan 30, 2026 · Amount on File
Deed Document Number	20264882
Deed Book / Page	1810 / 440
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	0000004557
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 21, 2026
Property Address	4910 NC HIGHWAY 60, MURPHY, NC 28906-3858
Document Number	0000004882
Book / Page	1810 / 440
Instrument Date	Sep 9, 2026
Instrument	20264882
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004883,
Date	Sep 21, 2026
Instrument	20264883

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Jan 30, 2026
Property Address	4910 NC HIGHWAY 60, MURPHY, NC 28906-3858
Document Number	001794/898
Book / Page	1794 / 898
Instrument Date	Jan 21, 2026
Instrument	472
Transaction Type	Foreclosure
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4525 NC HIGHWAY 60, MURPHY, NC 28906-3859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 ANDREWS RD, MURPHY, NC 28906-2894

Tax Assessment & Valuation

The 2025 property tax bill for 4910 NC Highway 60 was $1,211.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00	$173,100	$173,100 Land $163,100 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4910 NC Highway 60 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4910 NC Highway 60 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on NC Highway 60

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