4910 Ladera Sarina, Del Mar, CA 92014 Property Records

San Diego County property record for 4910 Ladera Sarina, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,544 sqft · built 1990
Lot Size	1.06 acres (46,609 sqft)
Owner	Company Name on File
Last Sale	$1,975,000 (Apr 2018)
Tax Bill	$24,099 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`302-032-03-00`

Property Details

APN / Parcel Number

Primary APN	`302-032-03-00`
Alternative APN	`3020303000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,544 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	46,609 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	3020303000
Street Address	4910 LADERA SARINA
City	DEL MAR
State	CA
Zip	92014-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 6-14-3W NW 1/4 OF POR SE 1/4 OF
Legal Range	03W
Legal Township	14
Legal Section	06
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17306

Owner

4910 Ladera Sarina is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 702, RANCHO SANTA FE, CA 92067-0702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Apr 26, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Prior Sale	Sep 19, 1986 · Amount on File
Deed Document Number	2018167266
Last Transfer Date	Mar 14, 2023
Transfer Doc	0000065210
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2023
Property Address	4910 LADERA SARINA, DEL MAR, CA 92014-4230
Document Number	0000065210
Instrument Date	Mar 14, 2023
Instrument	2023-0065210
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 702, RANCHO SANTA FE, CA 92067-0702

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4910 LADERA SARINA, DEL MAR, CA 92014-4230
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 702, RCHO SANTA FE, CA 92067-0702

Mortgage

Document Number	0000020636
Date	Jan 14, 2022
Instrument	2022-0020636

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	8.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4910 LADERA SARINA, DEL MAR, CA 92014-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249445
Date	Jun 20, 2018
Instrument	2018-0249445

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4910 LADERA SARINA, DEL MAR, CA 92014-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612991
Date	Dec 30, 2019
Instrument	2019-0612991

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	4910 LADERA SARINA, DEL MAR, CA 92014-4230
Document Number	0000167266
Instrument Date	Apr 11, 2018
Instrument	2018-0167266
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4910 LADERA SARINA, DEL MAR, CA 92014-4230

Mortgage

Document Number	0000167267
Date	Apr 26, 2018
Instrument	2018-0167267

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 4910 Ladera Sarina was $24,099 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,329,151 (+3.65%) Land $1,740,876 Building $588,275
2025	$24,099.00 Homeowner's exemption	$2,247,208 Land $1,706,742 Building $540,466
2023	$23,116.00 (+1.61%) Homeowner's exemption	$2,159,948 Land $1,640,468 Building $519,480
2022	$22,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4910 Ladera Sarina in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4910 Ladera Sarina is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Ting.

Cell Coverage

5G and 4G LTE (outdoors only)

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