4910 Koko Reef Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4910 Koko Reef Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1991
Square Footage	1,039 sqft Adjusted Area
Lot Size	46,560 sqft (1.06 acres)
Occupancy	Owner Occupied
Last Sale	$248,534 (2025)
Tax Bill	$478.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-09-9-30-01-0-00116-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,039 sqft Adjusted Area
1st Floor	1,000 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	46,560 sqft (1.06 acres)
Depth X Width	295 ft x 149 ft Depth x Width

Location & Zoning

Street Address	4910 KOKO REEF DR
City	HERNANDO
State	MS
Zip	38632-4008
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KOKO REEF S-D SEC B LOT 116
Legal Range	009
Legal Township	03S
Legal Section	30
Legal Subdivision	KOKO REEF S-D
Legal Lot Number	116
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2018
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-9-30-01-0-00116-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4910 KOKO REEF DR, HERNANDO, MS 38632-4008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2025 · Amount on Record
Deed Sale	Oct 02, 2025 · Amount on Record
Deed Book / Page	1025 / 18553
Record Refreshed	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 02, 2025
Property Address	4910 KOKO REEF DR, HERNANDO, MS 38632-4008
Document Number	1025/18553
Book / Page	1025 / 18553
Map Reference	MB 7 PG 26-34
Instrument Date	Sep 23, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, TITAN TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4910 KOKO REEF DR, HERNANDO, MS 38632-4008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 KOKO REEF DR, HERNANDO, MS 38632-4008

Mortgage

Document Number	5662100476
Date	Oct 02, 2025
Instrument	5662/100476

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00	$4,781 (-) Land $1,000 Building $3,781	$47,814 (-) Land $10,000 Building $37,814
2024	$478.00	$4,781 (-) Land $1,000 Building $3,781	$47,814 (-) Land $10,000 Building $37,814
2023		$4,781	$47,814 Land $10,000 Building $37,814
2022	$478.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 50% of Mississippi
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.