4910 Barto St, Midland, MI 48640 Property Records

Midland County property record for 4910 Barto St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,386 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$219,550 (Mar 2023)
Tax Bill	$2,743 (2022)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-40-120`

Property Details

APN / Parcel Number

Primary APN	`14-05-40-120`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,386 sqft Living Area
Basement Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	192 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	140540120
Street Address	4910 BARTO ST
City	MIDLAND
State	MI
Zip	48640-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 13 CAMPAU SUB.
Legal Subdivision	CAMPAU SUB
Legal Lot Number	13
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3022
Census Tract	291000

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2600 ABBOTT RD APT 7, 7, MIDLAND, MI 48642-4852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	0016631089
Deed Book / Page	1663 / 1089
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 21, 2023
Property Address	4910 BARTO ST, MIDLAND, MI 48640-2504
Document Number	01663/1089
Book / Page	1663 / 1089
Map Reference	LB C PG 40
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4910 BARTO ST, MIDLAND, MI 48640-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 ABBOTT RD APT 7, 7, MIDLAND, MI 48642-4852

Mortgage

Document Number	0016631090
Date	Mar 21, 2023
Instrument	1663/1090

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 8, 2020
Property Address	4910 BARTO ST, MIDLAND, MI 48640-2504
Document Number	1638/428
Book / Page	1638 / 428
Map Reference	LB C PG 40
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4910 BARTO ST, 4910, MIDLAND, MI 48640-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 DAMMAN DR APT 101, 101, MIDLAND, MI 48640-4541

Mortgage

Document Number	1638429
Date	Oct 8, 2020
Instrument	1638/429

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1986–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 22 claims Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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