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491 Watson Rd, Troy, MO 63379 Property Records

Lincoln County property record for 491 Watson Rd, Troy, MO 63379 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1980
Lot Size4.38 acres (190,880 sqft)
OwnerIndividual Name on File
Tax Bill$1,687 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-10-12-000-000-005.000

Property Details

APN / Parcel Number

Primary APN15-10-12-000-000-005.000

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
Basement Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area190,880 sqft (4.38 acres)

Location & Zoning

Street Address491 WATSON RD
CityTROY
StateMO
Zip63379-5069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.382 AC IN THE S PT OF THE NE1/4 OF SEC 12: OFF CO RD 654, SURVEY X/21
Legal Range01W
Legal Township49
Legal Section12
JurisdictionLINCOLN MO
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1020
Census Tract810306

Owner

Source: Lincoln County records · APN 15-10-12-000-000-005.000

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address835 CREECH SCHOOL RD, TROY, MO 63379-5362
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2021
Deed SaleApr 07, 2021
Prior SaleApr 06, 2015
Deed Document Number2021004730
Deed Book / Page2462 / 221
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateApr 07, 2021
Property Address491 WATSON RD, TROY, MO 63379-5069
Document Number2462/221
Book / Page2462 / 221
Instrument DateApr 05, 2021
Instrument2021004730
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyMEYER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 CREECH SCHOOL RD, TROY, MO 63379-5362

Mortgage

Document Number2021004731
DateApr 07, 2021
Instrument2021004731
Lender
NameCOMMUNITY STATE BANK OF MISSOURI
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,687.00 (+2.43%)$27,685 (+3.85%) Land $3,422 Building $24,263$145,710 (+3.85%) Land $18,010 Building $127,700
2023$1,647.00 (+5.78%)$26,659 Land $3,232 Building $23,427$140,310 Land $17,010 Building $123,300
2022$1,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 33% of Missouri
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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