491 Wainwright Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 491 Wainwright Ave, San Jose, CA 95128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,558 sqft · built 1947
Lot Size0.115 acres (5,000 sqft)
OwnerTrust Name on File
Last Sale$651,500 (Jan 2006)
Tax Bill$11,688 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2019 Line of Credit
Flood ZoneZone D (undetermined)
APN277-01-070

Property Details

APN / Parcel Number

Primary APN277-01-070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,558 sqft Living Area
Gross Area1,173 sqft
1st Floor Area1,173 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area230 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address491 WAINWRIGHT AVE
CitySAN JOSE
StateCA
Zip95128-2164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 243 BRADLEY MANOR BOOK 8 PAGE 20 PAGE 21 LOT 460
Legal SubdivisionBRADLEY MANOR
Legal Tract243
Legal Lot Number460
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3026
Census Tract502001

Owner

491 Wainwright Ave is owner-occupied and held in a trust since July 2007.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address491 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST
Jun 4, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2006 · Amount on File
Deed SaleJan 11, 2006 · Amount on File
Deed Document Number200618764039
Last Transfer DateJul 24, 2007
Transfer Doc0019661491
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address491 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Document Number0024756238
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4841 WAINWRIGHT AVE SAN JOSE CA 95128, SAN JOSE, CA 95128

Mortgage

Document Number0024756238
DateDec 21, 2020
Instrument24756238
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 20, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address491 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Document Number0024210370
Instrument DateJun 4, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address491 WAINWRIGHT AVE SAN JOSE CA 951282164, SAN JOSE, CA 95128-2164

Mortgage

Document Number0024210370
DateJun 25, 2019
Instrument24210370
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 491 Wainwright Ave was $11,688.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$908,117 (+2%) Land $669,071 Building $239,046
2025$11,688.00$890,311 Land $655,952 Building $234,359
2023$11,181.00 (+0.62%)$855,741 Land $630,482 Building $225,259
2022$11,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 491 Wainwright Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Wainwright Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom.

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