491 Wagonwheel Gap Rd, Boulder, CO 80302 Property Records

Boulder County property record for 491 Wagonwheel Gap Rd, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,408 sqft · built 1971
Lot Size	11.8 acres (514,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,036,000 (Oct 2020)
Tax Bill	$6,614 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1461-11-0-02-013`

Property Details

APN / Parcel Number

Primary APN	`1461-11-0-02-013`
Alternative APNs	`R0512204` `R0033890`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	704 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	514,755 sqft
Deck Area	132 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0512204
Street Address	491 WAGONWHEEL GAP RD
City	BOULDER
State	CO
Zip	80302-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 16 LESS N 2.60AC & LOT 17 & LOT 18 LESS E 140FT & LESS W 260FT OF E 400FT & LOT 19 BOW MOUNTAIN REPLAT TOTAL 11.88 AC M/L
Legal Range	71
Legal Township	1N
Legal Section	11
Legal Subdivision	BOW MOUNTAIN REPLAT - MT
Legal Block	2
Legal Lot Number	16
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	2
Census Block	2001
Census Tract	13704

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 WAGONWHEEL GAP RD, BOULDER, CO 80302-9403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Oct 5, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Mar 18, 1988
Deed Document Number	20203821071
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0003779508
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	491 WAGONWHEEL GAP RD, BOULDER, CO 80302-9403
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WAGONWHEEL GAP RD, BOULDER, CO 80302-9403

Mortgage

Document Number	0004107319
Date	Oct 28, 2025
Instrument	4107319

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	491 WAGONWHEEL GAP RD, BOULDER, CO 80302-9403
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WAGONWHEE GAP ROAD, BOULDER, CO 80302-9403

Mortgage

Document Number	0004044020
Date	Apr 17, 2024
Instrument	4044020

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 5, 2020
Property Address	491 WAGONWHEEL GAP RD, BOULDER, CO 80302-9403
Document Number	0003821071
Map Reference	DOC 799810
Instrument Date	Sep 21, 2020
Instrument	3821071
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	491 WAGONWHEEL GAP RD, 491, BOULDER, CO 80302-9403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 RUGBY RD, NORTH BARRINGTON, IL 60010-2130

Mortgage

Document Number	0003821072
Date	Oct 5, 2020
Instrument	3821072

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,277 (+2.08%) Land $64,573 Building $7,704	$1,132,900 (-) Land $1,019,610 Building $113,290
2025	$6,614.00 (-6.34%)	$70,807 (-18.93%) Land $63,726 Building $7,081	$1,132,900 (-13.09%) Land $1,019,610 Building $113,290
2023	$7,062.00 (+18.25%)	$87,342 (+32.97%) Land $73,439 Building $13,903	$1,303,600 (+37.93%) Land $1,096,100 Building $207,500
2022	$5,972.00	$65,684 Land $49,053 Building $16,631	$945,100 Land $705,800 Building $239,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.9% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: LiveWireNet.

Cell Coverage

No cell data coverage reported

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