491 Thomas Ave, Shakopee, MN 55379 Property Records

Scott County property record for 491 Thomas Ave, Shakopee, MN 55379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,684 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$304,900 (Jan 2017)
Tax Bill	$5,038 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-230006-0`

Property Details

APN / Parcel Number

Primary APN	`27-230006-0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,667 sqft
Basement Area	1,617 sqft
Finished Basement	1,400 sqft
Unfinished Basement	217 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	108 ft deep x 113 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,221 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	491 THOMAS AVE
City	SHAKOPEE
State	MN
Zip	55379-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWS NORTH LOT 006 BLOCK 001
Legal Subdivision	MEADOWS NORTH
Legal Block	1
Legal Lot Number	6
Jurisdiction	SCOTT MN
Township / Civil Division	SHAKOPEE
Census Block Group	3
Census Block	3002
Census Tract	80600

Owner

491 Thomas Ave is owned and occupied by an individual who bought it in January 2017.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	491 THOMAS AVE, SHAKOPEE, MN 55379-2469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THRIVENT FCU
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage THRIVENT FCU
Jan 20, 2017	Warranty Deed, Transfer · VA Mortgage THRIVENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	Jan 29, 2014 · Amount on File
Deed Document Number	20171019084
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	491 THOMAS AVE, SHAKOPEE, MN 55379-2469
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1186312
Date	Feb 26, 2024
Instrument	A1186312

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 22, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	491 THOMAS AVE, SHAKOPEE, MN 55379-2469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001092062
Date	May 14, 2020
Instrument	1092062

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jan 20, 2017
Property Address	491 THOMAS AVE, SHAKOPEE, MN 55379-2469
Document Number	0001019084
Instrument Date	Nov 18, 2016
Instrument	1019084
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	491 THOMAS AVE, SHAKOPEE, MN 55379-2469

Mortgage

Document Number	0001019085
Date	Jan 20, 2017
Instrument	1019085

Lender

Name	THRIVENT FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 491 Thomas Ave was $5,038 with a homeowner's exemption, up 8.8% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Shakopee City
Unified School District	Shakopee Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,038.00 (+8.77%) Homeowner's exemption	$477,200 Land $170,900 Building $306,300	$477,200 Land $170,900 Building $306,300
2025	$4,632.00 (+3.53%)
2024	$4,474.00 (-5.21%) Homeowner's exemption	$445,400 (+6.43%) Land $165,900 Building $279,500	$445,400 (+6.43%) Land $165,900 Building $279,500
2023	$4,720.00 Homeowner's exemption	$418,500 Land $163,400 Building $255,100	$418,500 Land $163,400 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 491 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shakopee serves 47,000 people · EPA ID MN1700009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: CenturyLink.

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