491 Texas Oak Dr, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 491 Texas Oak Dr, Cedar Creek, TX 78612

Property Summary

Property TypeMobile Home
Details2,052 sqft · built 2003
Lot Size5 acres (217,844 sqft)
OwnerIndividual Name on Record
Last Sale$385,300 (Jul 2021)
Tax Bill$6,571 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone A (high risk)
APNR90576

Property Details

APN / Parcel Number

Primary APNR90576
Alternative APN
  • O0003788

Interior

Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMobile Home
Lot Area217,844 sqft (5 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area392 sqft
Deck Area24 sqft
Storage Building80 sqft
Pole Barn256 sqft

Location & Zoning

Street Address491 TEXAS OAK DR
CityCEDAR CREEK
StateTX
Zip78612-4922
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionHIGH VIEW RANCH, PHASE 3A, BLOCK H, LOT 15, ACRES 5.001 (MH 27X76 S/N MP1511951A, L/N PFS0822987 )
Legal SubdivisionHIGH VIEW RANCH, PHASE 3A
Legal BlockH
Legal Lot Number15
JurisdictionBASTROP TX
Township / Civil DivisionCEDAR CREEK-RED ROCK
Census Block Group1
Census Block1007
Census Tract950805

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address491 TEXAS OAK DR, CEDAR CREEK, TX 78612-4922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Vendor's Lien, Transfer · Conventional Mortgage
PRODIGY INC
May 24, 2019Vendor's Lien, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2021 · Amount on Record
Deed SaleJul 8, 2021 · Amount on Record
Prior SaleMay 24, 2019 · Amount on Record
Deed Document Number202114134
Record UpdatedSep 20, 2026

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateJul 8, 2021
Property Address491 TEXAS OAK DR, CEDAR CREEK, TX 78612-4922
Document Number202114134
Map ReferenceCAB 4 PG 44A-47B
Instrument DateJul 6, 2021
Instrument202114134
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 TEXAS OAK DR, CEDAR CREEK, TX 78612-4922

Mortgage

Document Number202114135
DateJul 8, 2021
Instrument202114135
Lender
NamePRODIGY INC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateMay 24, 2019
Property Address491 TEXAS OAK DR, CEDAR CREEK, TX 78612-4922
Document Number201907476
Map ReferenceCAB 4 PG 44A&447B
Instrument DateMay 22, 2019
Instrument201907476
Transaction TypeTransfer
Record UpdatedNov 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1204 SKYLINE DR, 1204, KINGSLAND, TX 78639-3702

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 TERON OAK DR, CEDAR CREEK, TX 78612

Mortgage

Document Number201907477
DateMay 24, 2019
Instrument201907477
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictBastrop Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,571.00 (+8.97%)$390,843 (+1.02%) Land $255,041 Building $135,802$390,843 (+1.02%) Land $255,041 Building $135,802
2024$6,030.00
2023$386,888 Land $255,041 Building $131,847$386,888 Land $255,041 Building $131,847
2022$6,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Spry Air Fiber
Fixed Wireless
250 / 50

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