491 Sylvan Dr, Winter Park, FL 32789 Property Records

Orange County property record for 491 Sylvan Dr, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,327 sqft · built 2000
Lot Size	0.406 acres (17,705 sqft)
Owner	2 Individual Names on File
Last Sale	$1,385,000 (May 2017)
Tax Bill	$18,809 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-30-8144-01-020`

Property Details

APN / Parcel Number

Primary APN	`05-22-30-8144-01-020`
Alternative APNs	`302205814401020` `473901` `479556` `484112`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,327 sqft Living Area
Gross Area	6,233 sqft
1st Floor Area	3,464 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	17,705 sqft (0.406 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	767 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	491 SYLVAN DR
City	WINTER PARK
State	FL
Zip	32789-3974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SORENSEN HEIGHTS R/82 LOT 2 BLK A
Legal Range	30E
Legal Township	22S
Legal Section	05
Legal Subdivision	SORENSON HGTS
Legal Tract	8144
Legal Block	A
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2000
Census Tract	16002

Owner

491 Sylvan Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 SYLVAN DR, WINTER PARK, FL 32789-3974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
May 31, 2017	Warranty Deed, Transfer · ARM FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Jul 20, 2001 · Amount on File
Deed Document Number	2017301211
Prior Transfer Date	May 27, 2011
Prior Transfer Doc	0107083532
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	491 SYLVAN DR, WINTER PARK, FL 32789-3974
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 SYLVAN DR, WINTER PARK, FL 32789-3974

Mortgage

Document Number	0000111908
Date	Feb 27, 2024
Instrument	20240111908

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	491 SYLVAN DR, WINTER PARK, FL 32789-3974
Document Number	0000347052
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	491 SYLVAN DR WINTER PARK FL 327893974, WINTER PARK, FL 32789-3974

Mortgage

Document Number	0000347052
Date	Jun 24, 2020
Instrument	347052

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 31, 2017
Property Address	491 SYLVAN DR, WINTER PARK, FL 32789-3974
Document Number	0000301211
Map Reference	MB R PG 82
Instrument Date	May 25, 2017
Instrument	20170301211
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 SYLVAN DR, WINTER PARK, FL 32789-3974

Mortgage

Document Number	0000301212
Date	May 31, 2017
Instrument	20170301212

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 491 Sylvan Dr was $18,809, up 3.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,248,873 (+2.7%)	$2,162,640 (-1.38%) Land $440,000 Building $1,722,640
2025	$18,809.00 (+3.18%) Homeowner's exemption	$1,216,040	$2,192,920 Land $440,000 Building $1,752,920
2024	$18,230.00 (+3.71%)
2023	$17,578.00 (+5.89%) Homeowner's exemption	$1,147,349 (+3%)	$1,868,610 (+13.97%) Land $400,000 Building $1,468,610
2022	$16,600.00 Homeowner's exemption	$1,113,931	$1,639,552 Land $400,000 Building $1,239,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Sylvan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	22 (1994–2024)
Claims Outside the SFHA	14 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 7 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Sylvan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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