491 Switchgrass Dr, Summerville, SC 29486 Property Records

Berkeley County property record for 491 Switchgrass Dr, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,209 sqft · built 2020
Lot Size	0.134 acres (5,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,240 (Feb 2020)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221-03-01-040`

Property Details

APN / Parcel Number

Primary APN	`221-03-01-040`
Alternative APN	`221-00-00-233`

Interior

Full Baths	3 Baths
Building Area	2,209 sqft Finished Area
1st Floor Area	1,581 sqft
2nd Floor Area	628 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,847 sqft
Garage Area	440 sqft
Porch	Slab

Location & Zoning

Street Address	491 SWITCHGRASS DR
City	SUMMERVILLE
State	SC
Zip	29486-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 316NEXTON @ DEL WEBBPH 3B
Legal Subdivision	NEXTON (DEL WEBB PH 3)
Legal Lot Number	316
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1016
Census Tract	20713

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 SWITCHGRASS DR, SUMMERVILLE, SC 29486-2144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit GTE FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 27, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	20207132
Deed Book / Page	3284 / 966
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	491 SWITCHGRASS DR, SUMMERVILLE, SC 29486-2144
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 SWITCHGRASS DR, SUMMERVILLE, SC 29486-2144

Mortgage

Document Number	04577/0580
Date	Jun 9, 2023
Book Page	4577/580
Instrument	2023017041

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	491 SWITCHGRASS DR, SUMMERVILLE, SC 29486-2144
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04057/0261
Date	Nov 22, 2021
Book Page	4057/261
Instrument	2021055035

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 27, 2020
Property Address	491 SWITCHGRASS DR, SUMMERVILLE, SC 29486-2144
Document Number	03284/0966
Book / Page	3284 / 966
Map Reference	DOC 2019023151
Instrument Date	Feb 20, 2020
Instrument	2020007132
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 SWITCHGRASS DR, SUMMERVILLE, SC 29486-2144

Mortgage

Document Number	2020007133
Date	Feb 27, 2020
Instrument	2020007133

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,975 (+2,4%) Land $77,398 Building $332,577	$529,700 (-) Land $100,000 Building $429,700
2025	$2,214.00 (-0.05%)	$16,399 (-) Land $3,096 Building $13,303	$529,700 (-) Land $100,000 Building $429,700
2024	$2,215.00 (+4.04%) Homeowner's exemption	$16,399 (+15%) Land $3,096 Building $13,303	$529,700 (+48.58%) Land $100,000 Building $429,700
2022	$2,129.00 Homeowner's exemption	$14,260 Land $2,400 Building $11,860	$356,500 Land $60,000 Building $296,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	271 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LINCOLNVILLE serves 1,980 people · EPA ID SC1010007
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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