St. Lawrence County and Fowler Town property record for 491 Smith Rd, Gouverneur, NY 13642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jun 1997) |
| Tax Bill | $3,168 (2026) |
| Deeds & Mortgages | Mar 2018 Loan Modification |
| APN | 403800 186.001-2-15.2 |
| Primary APN | 403800 186.001-2-15.2 |
|---|---|
| Alternative APN |
|
| Lot Area | 52,272 sqft (1.2 acres) |
|---|---|
| Lot Width | 331 ft Width |
| Garage Type | Attached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 403800 186.001-2-15.2 |
|---|---|
| Street Address | 491 SMITH RD |
| City | GOUVERNEUR |
| State | NY |
| Zip | 13642-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARTIN ROAD BARBARITO BARBARITO 331X182X289X200 |
| Legal Block | 2 |
| Legal Lot Number | 15.002 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | FOWLER |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 492600 |
Source: St. Lawrence County and Fowler Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 SMITH RD, GOUVERNEUR, NY 13642-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 1997 · Amount on File |
| Deed Sale | Jun 24, 1997 · Amount on File |
| Deed Book / Page | 1108 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 491 SMITH RD, GOUVERNEUR, NY 13642-3314 |
| Document Number | 0000006264 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 491 SMITH RD GOUVERNEUR NY 136423314, GOUVERNEUR, NY 13642-3314 |
| Document Number | 0000006264 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 6264 |
| Name | LSF9 MASTER PARTICIPATION (CT) |
|---|---|
| Address | WAY OKLAHOMA CITY, OK 73134 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | May 23, 2025 |
Source: St. Lawrence County and Fowler Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Fowler Town |
| Unified School District | Gouverneur Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,168.00 (-1.52%) Homeowner's exemption | ||
| 2025 | $3,217.00 | $12,000 (-) Land $2,000 Building $10,000 | $150,000 (+1%) Land $25,000 Building $125,000 |
| 2023 | $12,000 Land $2,000 Building $10,000 | $136,364 Land $22,727 Building $113,637 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2024 · Remnants Of Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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