491 Sims Gin Rd, Tupelo, MS 38801 Property Records

Pontotoc County property record for 491 Sims Gin Rd, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,937 sqft · built 1996
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$225,600 (Nov 2019)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`151-02-000-029.01`

Property Details

APN / Parcel Number

Primary APN	`151-02-000-029.01`
Alternative APN	`15560`

Interior

Full Baths	1 Bath
Building Area	1,937 sqft Living Area
1st Floor Area	1,937 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Mixed
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	500 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15560
Street Address	491 SIMS GIN RD
City	TUPELO
State	MS
Zip	38801-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.98 AC E1/2 NE1/4 SE1/4 617-438 6/95 20194482 11/27/19 662 308 7420
Legal Range	04E
Legal Township	10S
Legal Section	02
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	2
Census Block	2045
Census Tract	950101

Owner

491 Sims Gin Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Pontotoc County records, as of October 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	491 SIMS GIN RD, TUPELO, MS 38801-9328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Deed Document Number	20194482
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	2019004483
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 27, 2019
Property Address	491 SIMS GIN RD, TUPELO, MS 38801-9328
Document Number	2019004482
Instrument Date	Nov 26, 2019
Instrument	2019004482
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	491 SIMS GIN RD, TUPELO, MS 38801-9328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	491 SIMS GIN RD, TUPELO, MS 38801-9328
Investor	Possibly a Property Investor

Mortgage

Document Number	2019004483
Date	Nov 27, 2019
Instrument	2019004483

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 491 Sims Gin Rd was $1,546 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 Homeowner's exemption	$11,642	$114,225 Land $9,250 Building $104,975
2023	$1,484.00 Homeowner's exemption	$11,642	$114,225 Land $9,250 Building $104,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 Sims Gin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Sims Gin Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
C Spire Wireless Fixed Wireless	100 / 20