491 Shadowbrook Rd, Winchester, TN 37398 Property Records

Franklin County property record for 491 Shadowbrook Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,289 sqft · built 1840
Lot Size	6.19 acres (270,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2020)
Tax Bill	$4,540 (2022)
Deeds & Mortgages	May 2025 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026076 04007`

Property Details

APN / Parcel Number

Primary APN	`026076 04007`
Alternative APN	`076 04007`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,289 sqft Living Area
1st Floor Area	3,041 sqft
Upper Floors Area	1,248 sqft
Attic Area	653 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1992
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	270,072 sqft (6.19 acres)
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	462 sqft
Patio Area	49 sqft
Shed	1 Shed
Shed Area	1,296 sqft
Gazebo	144 sqft
Stable	1,536 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	491 SHADOWBROOK RD
City	WINCHESTER
State	TN
Zip	37398-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R04
Legal Subdivision	SURVEY/JERRY LAWRENCE & ASSOCS
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2032
Census Tract	960500

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 SHADOWBROOK RD, WINCHESTER, TN 37398-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRI-COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Feb 26, 2010 · Amount on Record
Deed Document Number	20006511
Deed Book / Page	D0447 / 357
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	491 SHADOWBROOK RD, WINCHESTER, TN 37398-2438
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025003505
Date	May 27, 2025
Book Page	T1570/715
Instrument	25003505

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	220 WYNN DR NW, HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	491 SHADOWBROOK RD, WINCHESTER, TN 37398-2438
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024002346
Date	Apr 24, 2024
Book Page	T1522/415
Instrument	24002346

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	220 WYNN DR NW, HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 17, 2020
Property Address	491 SHADOWBROOK RD, WINCHESTER, TN 37398-2438
Document Number	0020006511
Book / Page	D0447 / 357
Instrument Date	Sep 15, 2020
Instrument	20006511
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 SHADOWBROOK RD, WINCHESTER, TN 37398-2438

Mortgage

Document Number	0020006512
Date	Sep 17, 2020
Instrument	20006512

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,075 (-) Land $20,975 Building $159,100
2023		$180,075 Land $20,975 Building $159,100
2022	$4,540.00		$720,300 Land $83,900 Building $636,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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