491 S Walnut St, Whitwell, TN 37397 Property Records

Marion County property record for 491 S Walnut St, Whitwell, TN 37397

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,703 sqft · built 1972
Lot Size0.468 acres (20,400 sqft)
Owner2 Individual Names on Record
Tax Bill$832 (2022)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN058050B C 01500

Property Details

APN / Parcel Number

Primary APN058050B C 01500
Alternative APN
  • 050B C 01500

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,703 sqft Living Area
1st Floor Area1,703 sqft
Basement Area528 sqft
Finished Basement528 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,400 sqft (0.468 acres)
Lot Dimensions170 ft deep x 120 ft wide
PorchOpen Porch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address491 S WALNUT ST
CityWHITWELL
StateTN
Zip37397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03 GIS 2001 50G A 1.00 CB, COUNTY AREA: W01
Legal SubdivisionBLK A
Legal BlockA
JurisdictionMARION TN
Township / Civil Division5
Census Block Group3
Census Block3039
Census Tract50102

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 S WALNUT ST, WHITWELL, TN 37397-5342
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2001
Deed SaleOct 29, 2001
Deed Document Number0002981444
Prior Transfer DateJul 7, 1995
Prior Transfer Doc0000204888
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION TN
Property Address491 S WALNUT ST, WHITWELL, TN 37397
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 BLAINE SMITH RD, GRAYSVILLE, TN 37338-7914

Mortgage

Document Number0000573684
DateFeb 23, 2023
Book Page573/684
Instrument23011736
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressWHITWELL, TN 37397
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term180 Months
DueFeb 5, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMarion County
MunicipalityWhitwell City
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,025 (-) Land $2,700 Building $29,325
2024$32,025 (-) Land $2,700 Building $29,325
2023$32,025 Land $2,700 Building $29,325
2022$832.00
2021$128,100 Land $10,800 Building $117,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2020)
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTN AMERICAN SEQUATCHIE VALLEY
private · serves 8,001 people · EPA ID TN0000749
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SVEConnect
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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