491 S Walnut St, Ottawa, OH 45875 Property Records

Putnam County property record for 491 S Walnut St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Oct 2021)
Tax Bill	$767 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-251000.0000`

Property Details

APN / Parcel Number

Primary APN	`32-251000.0000`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	932 sqft
Upper Floors Area	416 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 S WALNUT ST
City	OTTAWA
State	OH
Zip	45875-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01569
Legal Lot Number	1569
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2033
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 S WALNUT ST, OTTAWA, OH 45875-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Oct 13, 2021	Warranty Deed, Transfer · Closed-End Mortgage THE FORT JENNINGS STATE BANK
Oct 17, 2018	Intrafamily Transfer, Transfer SUPERIOR CU INC
Feb 1, 2017	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	20215499
Deed Book / Page	739 / 1104
Prior Transfer Date	Oct 4, 2018
Prior Transfer Doc	00704/0018
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	491 S WALNUT ST, OTTAWA, OH 45875-9588
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 S WALNUT ST, OTTAWA, OH 45875-9588

Mortgage

Document Number	00755/1917
Date	Apr 27, 2023
Book Page	755/1917
Instrument	202300001371

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2033

Interest

Rate Type	Adjustable Rate
Rate	8%
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Oct 13, 2021
Property Address	491 S WALNUT ST, OTTAWA, OH 45875-9588
Document Number	739/1104
Book / Page	739 / 1104
Map Reference	MB 77 PG 200
Instrument Date	Oct 7, 2021
Instrument	202100005499
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 S WALNUT ST, OTTAWA, OH 45875-9588

Mortgage

Document Number	202100005500
Date	Oct 13, 2021
Instrument	202100005500

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 7, 2031

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Oct 17, 2018
Property Address	491 S WALNUT ST, OTTAWA, OH 45875-9588
Document Number	00704/0018
Book / Page	704 / 0018
Map Reference	MB77 PG200
Instrument Date	Oct 4, 2018
Instrument	201800004787
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 S WALNUT ST, OTTAWA, OH 45875-9588

Mortgage

Document Number	201800004788
Date	Oct 17, 2018
Instrument	201800004788

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Feb 1, 2017
Property Address	491 S WALNUT ST, OTTAWA, OH 45875-9588
Document Number	00686/0720
Book / Page	686 / 0720
Map Reference	MB77 PG202
Instrument Date	Feb 1, 2017
Instrument	201700000428
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	491 S WALNUT ST, OTTAWA, OH 45875-9588

Mortgage

Document Number	201700000429
Date	Feb 1, 2017
Instrument	201700000429

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$767.00 (+1.86%) Homeowner's exemption	$22,860 (+0.35%) Land $5,040 Building $17,820	$65,310 (+0.34%) Land $14,400 Building $50,910
2024	$753.00 (+0.8%) Homeowner's exemption	$22,780 (+27.76%) Land $5,040 Building $17,740
2023	$747.00 (+12.5%) Homeowner's exemption Additional exemption filed	$17,830 (-) Land $3,880 Building $13,950	$65,090 (+27.75%) Land $14,400 Building $50,690
2022	$664.00	$17,830 Land $3,880 Building $13,950
2020			$50,950 Land $11,090 Building $39,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, HDER Link, MetaLINK Technologies.

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