491 S Potter Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 491 S Potter Rd, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,025 sqft · built 1963
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (May 2025)
Deeds & MortgagesMay 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN0069-00-057.00

Property Details

APN / Parcel Number

Primary APN0069-00-057.00
Alternative APNs
  • 00690 00 057.00
  • 10278

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,025 sqft Living Area
Gross Area2,511 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
Garage Area384 sqft
PorchPorch
Porch Area264 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10278
Street Address491 S POTTER RD
CityLANCASTER
StateSC
Zip29720-9202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLIFE ESTATE
Legal SubdivisionLIFE ESTATE
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group5
Census Block5011
Census Tract11001

Owner

Source: Lancaster County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address491 S POTTER RD, LANCASTER, SC 29720-9202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Deed Document Number20256468
Deed Book / Page1921 / 167
Record UpdatedOct 29, 2026

May 2025: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateMay 19, 2025
Property Address491 S POTTER RD, LANCASTER, SC 29720-9202
Document Number0000006468
Book / Page1921 / 167
Map ReferenceMB 18 PG 173
Instrument DateMay 19, 2025
Instrument2025006468
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$845.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address491 POTTER RD # 5, 5, LANCASTER, SC 29720-6046

Mortgage

Document Number0000006469
DateMay 19, 2025
Instrument2025006469
Lender
NameFOUNDERS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 5, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
IndexOther
Max Rate11.7%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,352 (+44.7%) Land $704 Building $7,648$208,800 (+44.7%) Land $17,600 Building $191,200
2023Disabled Person's exemption Veteran's exemption$5,772 Land $620 Building $5,152$144,300 Land $15,500 Building $128,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER COUNTY W&SD
serves 79,107 people · EPA ID SC2920001
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Feb 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
1,000 / 100

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